3803 Bella Flora Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 3803 Bella Flora Dr, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft · built 2004
Lot Size	0.26 acres (11,324 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Nov 2018)
Tax Bill	$4,996 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`069-040-005-000`

Property Details

APN / Parcel Number

Primary APN	`069-040-005-000`
Alternative APN	`0694005000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,870 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	11,324 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3803 BELLA FLORA DR
City	CERES
State	CA
Zip	95307-7172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPISTRANO UNIT #2 (41M66) BLK 6721 LOT 3
Legal Subdivision	CAPISTRANO #2
Legal Block	6721
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4018
Census Tract	3003

Owner

3803 Bella Flora Dr is owned and occupied by an individual who bought it in November 2018.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3803 BELLA FLORA DR, CERES, CA 95307-7172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 28, 2018	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 28, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Prior Sale	Dec 24, 2004
Deed Document Number	201881261
Prior Transfer Date	Apr 16, 2013
Prior Transfer Doc	0000032301
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3803 BELLA FLORA DR, CERES, CA 95307-7172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020873
Date	Mar 24, 2020
Instrument	2020-0020873

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3803 BELLA FLORA DR, CERES, CA 95307-7172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 BELLA FLORA DR, CERES, CA 95307-7172

Mortgage

Document Number	0000003470
Date	Jan 12, 2021
Instrument	2021-0003470

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jun 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 28, 2018
Property Address	3803 BELLA FLORA DR, CERES, CA 95307-7172
Document Number	0000081261
Map Reference	MB41 PG66
Instrument Date	Nov 2, 2018
Instrument	2018-0081261
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3803 BELLA FLORA DR, CERES, CA 95307-7172

Mortgage

Document Number	0000081262
Date	Nov 28, 2018
Instrument	2018-0081262

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 28, 2018
Property Address	3803 BELLA FLORA DR, CERES, CA 95307-7172
Document Number	0000081260
Instrument Date	Nov 2, 2018
Instrument	81260
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3803 BELLA FLORA DR CERES CA 953077172, CERES, CA 95307-7172

Tax Assessment & Valuation

The 2026 property tax bill for 3803 Bella Flora Dr was $4,996, up 0.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,996.00 (+0.2%)	$392,545 (+2%) Land $119,469 Building $273,076
2025	$4,986.00	$384,849 Land $117,127 Building $267,722
2023	$4,560.00 (+1.15%)	$369,907 Land $112,580 Building $257,327
2022	$4,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3803 Bella Flora Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3803 Bella Flora Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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