38023 Cedar Trl, Whitney, TX 76692 Property Records

Hill County property record for 38023 Cedar Trl, Whitney, TX 76692

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,625 sqft · built 2018
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,279 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19523-05538-00000-023000`

Property Details

APN / Parcel Number

Primary APN	`19523-05538-00000-023000`
Alternative APN	`149796`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,625 sqft Living Area
Gross Area	3,671 sqft
1st Floor Area	2,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	139 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	738 sqft
Porch	Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19523-05538-00000-023000
Street Address	38023 CEDAR TRL
City	WHITNEY
State	TX
Zip	76692-3089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE BLUFF #38 LT 23
Legal Subdivision	WHITE BLUFF
Legal Block	38
Legal Lot Number	23
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	4
Census Block	4098
Census Tract	960200

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38023 CEDAR TRL, WHITNEY, TX 76692-3089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 18, 2020	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 15, 2018	Vendor's Lien, Transfer · Conventional Mortgage CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021
Deed Sale	Aug 23, 2021
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	2021125827
Deed Book / Page	2129 / 474
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	002079/171
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	38023 CEDAR TRL, WHITNEY, TX 76692-3089
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002037/133
Date	Feb 4, 2020
Book Page	2037/133
Instrument	00110384

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 1, 2047

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Nov 18, 2020
Property Address	38023 CEDAR TRL, WHITNEY, TX 76692-3089
Document Number	002079/171
Book / Page	2079 / 171
Map Reference	SL A-158
Instrument Date	Nov 16, 2020
Instrument	117063
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44144 HIGH CREST DR, WHITNEY, TX 76692-5460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5513 PETTY ST UNIT B, B, HOUSTON, TX 77007-3847

Mortgage

Document Number	0000117064
Date	Nov 18, 2020
Instrument	117064

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Mar 15, 2018
Property Address	38023 CEDAR TRL, WHITNEY, TX 76692-3089
Document Number	001944/359
Book / Page	1944 / 359
Map Reference	SL A-158
Instrument Date	Mar 9, 2018
Instrument	00094855
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6415 INVERNESS RD, GRANBURY, TX 76049-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5531 FAIR RIDGE PL, INDIANAPOLIS, IN 46221-4072

Mortgage

Document Number	0000094856
Date	Mar 15, 2018
Instrument	00094856

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,279.00 (+217.67%)	$599,640 (+1.8%) Land $32,010 Building $567,630	$599,640 (+1.8%) Land $32,010 Building $567,630
2025	$2,921.00 (+1.28%) Homeowner's exemption Senior Citizen's exemption	$589,020 (+4.9%) Land $32,010 Building $557,010	$589,020 (+4.9%) Land $32,010 Building $557,010
2023		$561,490 Land $32,010 Building $529,480	$561,490 Land $32,010 Building $529,480
2022	$2,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, Nextlink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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