38020 Luma Ter, Newark, CA 94560 Property Records

Alameda County property record for 38020 Luma Ter, Newark, CA 94560

Property Summary

Property TypePlanned Unit Development
Details4 bd · 4 ba · 2,405 sqft · built 2016
Lot Size0.039 acres (1,726 sqft)
OwnerIndividual Name on Record
Last Sale$925,500 (Sep 2016)
Tax Bill$13,111 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN92A-2599-92

Property Details

APN / Parcel Number

Primary APN92A-2599-92
Alternative APN
  • 092A-2599-092-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area2,405 sqft Living Area

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Construction TypeWood
Lot Area1,726 sqft (0.039 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address38020 LUMA TER
CityNEWARK
StateCA
Zip94560-4857
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
JurisdictionALAMEDA CA
Township / Civil DivisionFREMONT
Census Block Group2
Census Block2001
Census Tract444601

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address38020 LUMA TER, NEWARK, CA 94560-4857
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2016 · Amount on Record
Deed SaleSep 15, 2016 · Amount on Record
Deed Document Number2016235788
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address38020 LUMA TER, NEWARK, CA 94560-4857
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10349 E WAVELENGTH AVE, MESA, AZ 85212-8769

Mortgage

Document Number0000190145
DateMay 19, 2021
Instrument2021190145
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityNewark City
Unified School DistrictNewark Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$13,111.00 (+4.43%) Homeowner's exemption$1,074,097 (+4.04%) Land $322,287 Building $751,810
2023$12,555.00 Homeowner's exemption$1,032,394 Land $309,774 Building $722,620

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALAMEDA COUNTY WATER DISTRICT
serves 344,000 people · EPA ID CA0110001
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
RobinsonHSS
Fixed Wireless
1,000 / 1,000
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Tekify Fiber & Wireless
Fixed Wireless
600 / 130
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Luma Ter

Nearby Streets

Search Property Records by Address or Parcel Number