St. Mary's County property record for 38020 Doc Lacey Ln, Chaptico, MD 20621
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,920 sqft · built 1998 |
| Lot Size | 10.4 acres (453,024 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,986 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-037864 |
| Primary APN | 07-037864 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 453,024 sqft (10.4 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Gazebo | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 037864 |
|---|---|
| Street Address | 38020 DOC LACEY LN |
| City | CHAPTICO |
| State | MD |
| Zip | 20621-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-7 PLAT 67/42 LACEY FAMILY SUBDIVISION |
| Legal Subdivision | LACEY FAMILY SUB |
| Legal Lot Number | 7 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 875300 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38020 DOC LACEY LN, CHAPTICO, MD 20621-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 1998 |
| Deed Sale | May 15, 1998 |
| Deed Document Number | 19982806 |
| Deed Book / Page | 1279 / 210 |
| Last Transfer Date | Aug 29, 2022 |
| Transfer Doc | 0062140132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 6, 2022 |
| Property Address | 38020 DOC LACEY LN, CHAPTICO, MD 20621-2311 |
| Document Number | 0062140132 |
| Book / Page | 6214 / 132 |
| Map Reference | LB 67 FO 42 |
| Instrument Date | Aug 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38020 DOC LACEY LN, CHAPTICO, MD 20621-2311 |
| Document Number | 0006214136 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 6214/136 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,333 (+5.23%) | $358,300 (-) Land $122,200 Building $236,100 | |
| 2025 | $2,986.00 (+6.57%) Homeowner's exemption | $324,367 (+12.2%) | $358,300 (+16.56%) Land $122,200 Building $236,100 |
| 2023 | $2,802.00 Homeowner's exemption | $289,100 | $307,400 Land $117,200 Building $190,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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