Lake County property record for 38020 Brown Ave, Willoughby, OH 44094 · Last verified May 2024
| Property Type | Commercial |
|---|---|
| Lot Size | 0.31 acres (13,547 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2023) |
| Tax Bill | $2,546 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-018-C-01-007-0 |
| Primary APN | 27-A-018-C-01-007-0 |
|---|
| Lot Area | 13,547 sqft (0.31 acres) |
|---|
| Street Address | 38020 BROWN AVE |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5837 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PART OF LOTS 2, 3 & 6 TRACT 13 S/L 110, 111, 112, 113, 114, & 115 |
| Legal Subdivision | SUBDIVISION PLAT FOR BROWN AVENUE |
| Legal Tract | 13 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 201400 |
Source: Lake County records · APN 27-A-018-C-01-007-0
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6009 LANDERHAVEN DR, CLEVELAND, OH 44124-4192 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 482377 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38020 BROWN AVE, WILLOUGHBY, OH 44094-5837 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4077 CLARK AVE, WILLOUGHBY, OH 44094-6141 |
| Document Number | 0000003310 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026R003310 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38020 BROWN AVE, WILLOUGHBY, OH 44094-5837 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4909 OAKDALE AVE, WILLOUGHBY, OH 44094-5809 |
| Document Number | 0000017254 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023R017254 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 2.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 30, 2023 |
| Property Address | 38020 BROWN AVE, WILLOUGHBY, OH 44094-5837 |
| Document Number | 0000012521 |
| Map Reference | VOL 70 PG 32 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023R012521 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2024 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4909 OAKDRIVE AVE, WILLOUGHBY, OH 44094 |
| Document Number | 0000012522 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023R012522 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 10.2% |
| Index | 1-Year CMT |
| Max Rate | 14.2% |
Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852014002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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