3802 Steeplechase Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 3802 Steeplechase Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,710 sqft · built 2001
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$459,781 (Sep 2020)
Tax Bill	$6,501 (2024)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-106-056.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-106-056.000-018`
Alternative APNs	`291308106056000034` `1713080106056000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,710 sqft Living Area
Gross Area	7,866 sqft
1st Floor Area	3,385 sqft
Attic	Attic
Attic Area	2,650 sqft
Basement Area	506 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	213 ft deep x 159 ft wide
Garage Type	Attached
Garage Area	2,650 sqft
Parking Spaces	4 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3802 STEEPLECHASE DR
City	CARMEL
State	IN
Zip	46032-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .67, SECTION 8, TOWNSHIP 17, RANGE 3, HUNTERSFIELD, LOT 56
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	HUNTERSFIELD
Legal Lot Number	56
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2004
Census Tract	111103

Owner

3802 Steeplechase Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Hamilton County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit SALIN BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Apr 25, 2016 · Amount on File
Deed Document Number	202060270
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	0000060270
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	May 13, 2026
Property Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513
Document Number	0000020738
Instrument Date	Apr 17, 2026
Instrument	202620738
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513

Mortgage

Document Number	0000020738,
Date	May 13, 2026
Instrument	202620738

Lender

Name	HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 17, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513
Transaction Type	Mortgage
Record Updated	Nov 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513

Mortgage

Document Number	2021081219
Date	Nov 10, 2021
Instrument	2021081219

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021066125
Date	Sep 10, 2021
Instrument	2021066125

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005770
Date	Feb 12, 2018
Instrument	2018005770

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Sep 2, 2020
Property Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513
Document Number	2020060270
Map Reference	CAB 1 SL 457
Instrument Date	Aug 18, 2020
Instrument	2020060270
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513

Mortgage

Document Number	2020060271
Date	Sep 2, 2020
Instrument	2020060271

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3802 STEEPLECHASE DR, CARMEL, IN 46032-8513
Document Number	0000050560
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 STEEPLECHASE DR CARMEL IN 460328513, CARMEL, IN 46032-8513

Mortgage

Document Number	0000050560
Date	Oct 25, 2018
Instrument	50560

Lender

Name	SALIN BK&TR
Type	Bank
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 24, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$670,500 (+17.3%) Land $188,500 Building $482,000	$670,500 (+17.3%) Land $188,500 Building $482,000
2024	$6,501.00 (+18.11%)	$571,600 (+13.62%) Land $188,500 Building $383,100	$571,600 (+13.62%) Land $188,500 Building $383,100
2023	$5,504.00 (-2.2%) Homeowner's exemption	$503,100 (+2.46%) Land $188,500 Building $314,600	$503,100 (+2.46%) Land $188,500 Building $314,600
2022	$5,628.00 Homeowner's exemption	$491,000 Land $110,200 Building $380,800	$491,000 Land $110,200 Building $380,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3802 Steeplechase Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3802 Steeplechase Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity, Xiber.

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