3802 SE Fairway W, Stuart, FL 34997 Property Records

Martin County property record for 3802 SE Fairway W, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,154 sqft · built 2003
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,200 (Apr 2024)
Tax Bill	$10,834 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-011-000-0495.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-011-000-0495.0-0-0000`
Alternative APNs	`37-38-41-011-000-04950-0` `146287`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area
Gross Area	2,595 sqft
1st Floor Area	2,154 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	146287
Street Address	3802 SE FAIRWAY W
City	STUART
State	FL
Zip	34997-6036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	YACHT & COUNTRY CLUB OF STUART S 3 OF LOT 494 & N 74 OF LOT 495
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	YACHT & COUNTRY CLUB OF STUART
Legal Block	3
Legal Lot Number	494
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3016
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3802 SE FAIRWAY W, STUART, FL 34997-6036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 27, 2020	Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST
Dec 20, 2019	Warranty Deed, Transfer LOANDEPOT.COM LLC
Aug 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	20243070228
Deed Book / Page	3434 / 763
Prior Transfer Date	Dec 5, 2019
Prior Transfer Doc	0031011906
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3802 SE FAIRWAY W, STUART, FL 34997-6036
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7700 E PRINCESS DR 14, 14, SCOTTSDALE, AZ 85255-5886

Mortgage

Document Number	0033102205
Date	May 4, 2022
Book Page	3310/2205
Instrument	2958080

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 27, 2020
Property Address	3802 SE FAIRWAY W, STUART, FL 34997-6036
Document Number	0031251928
Book / Page	3125 / 1928
Map Reference	MB 5 PG 10
Instrument Date	Apr 24, 2020
Instrument	2811533
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 SW OTTER RUN PL, 300, STUART, FL 34997-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	685 SEA OATS DR, SANIBEL, FL 33957-5417

Mortgage

Document Number	0031251930
Date	Apr 27, 2020
Instrument	3125/1930

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 20, 2019
Property Address	3802 SE FAIRWAY W, STUART, FL 34997-6036
Document Number	0031011906
Book / Page	003101 / 001906
Instrument Date	Dec 5, 2019
Instrument	2791169
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$730.10

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3802 SE FAIRWAY W STUART FL 349976036, STUART, FL 34997-6036

Mortgage

Document Number	31011908
Date	Dec 20, 2019
Book Page	003101/001908
Instrument	2791170

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 1, 2018
Property Address	3802 SE FAIRWAY W, STUART, FL 34997-6036
Document Number	0030071904
Book / Page	003007 / 001904
Instrument Date	Dec 14, 2006
Instrument	2708265
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3802 SE FAIRWAY W STUART FL 349976036, STUART, FL 34997-6036

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,834.00 (+26.21%) Homeowner's exemption	$656,780 (+26.13%) Land $213,750 Building $443,030	$656,780 (+26.13%) Land $213,750 Building $443,030
2024	$8,584.00 (+1.79%)
2023	$8,433.00 (+24.9%) Additional exemption filed	$520,700 (+51.64%) Land $171,000 Building $349,700	$520,700 (+16.47%) Land $171,000 Building $349,700
2022	$6,752.00	$343,387	$447,070 Land $175,230 Building $271,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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