3802 Ruggles St, Durham, NC 27704 Property Records

Durham County property record for 3802 Ruggles St, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,202 sqft · built 1973
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Aug 2021)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0823-47-9604`

Property Details

APN / Parcel Number

Primary APN	`0823-47-9604`
Alternative APNs	`0823-47-96-0456` `082306479616` `127072`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,202 sqft Heated Area
1st Floor Area	1,202 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Ranch
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	082306479616
Street Address	3802 RUGGLES ST
City	DURHAM
State	NC
Zip	27704-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	BRITISH WOODS/SEC:01/BLK: D/LT#07 PL:000057-000098
Legal Subdivision	BRITISH WDS SEC 1
Legal Block	D
Legal Lot Number	7
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1004
Census Tract	1710

Owner

Source: Durham County records · APN 0823-47-9604

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9429 BRIMSTONE LN, RALEIGH, NC 27613-5255
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2021 · Amount on Record
Deed Sale	Aug 05, 2021 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	0009420140
Deed Book / Page	9420 / 140
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 05, 2021
Property Address	3802 RUGGLES ST, DURHAM, NC 27704-1508
Document Number	0094200140
Book / Page	9420 / 140
Map Reference	MB 57 PG 98
Instrument Date	Jul 21, 2021
Instrument	2021039695
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2217 DAHLGREEN RD, RALEIGH, NC 27615-4070

Mortgage

Document Number	2021039696
Date	Aug 05, 2021
Instrument	2021039696

Lender

Name	AMERICAN NATIONWIDE MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00 (+33.53%)	$269,210 (+76.47%) Land $117,900 Building $151,310	$269,210 (+76.47%) Land $117,900 Building $151,310
2023	$1,998.00 (+2.36%)	$152,553 Land $39,390 Building $113,163	$152,553 Land $39,390 Building $113,163
2022	$1,952.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), as of June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630017101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1996 · Hurricane Fran

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 342 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0332010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DURHAM serves 333,490 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.