3802 Proctor Creek Rd, Proctor, WV 26055 Property Records

Wetzel County property record for 3802 Proctor Creek Rd, Proctor, WV 26055

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,302 sqft · built 1940
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2024)
Tax Bill	$688 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-7-0016.0000`

Property Details

APN / Parcel Number

Primary APN	`12-7-0016.0000`
Alternative APN	`52-12-7-0016.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	940 sqft

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	47,916 sqft (1.1 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3802 PROCTOR CREEK RD
City	PROCTOR
State	WV
Zip	26055-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.1 AC PROCTOR CREEK
Legal Subdivision	PROCTOR CREEK
Jurisdiction	WETZEL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1041
Census Tract	30400

Owner

Source: Wetzel County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3828 PROCTOR CREEK RD, PROCTOR, WV 26055-1415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAYER FCU
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit BAYER HERITAGE FCU
Apr 5, 2017	Deed, Transfer · Conventional Mortgage BAYER HERITAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	377960
Deed Book / Page	515 / 101
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETZEL WV
Property Address	3802 PROCTOR CREEK RD, PROCTOR, WV 26055-1415
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000418/700
Date	Sep 6, 2018
Book Page	418/700
Instrument	256484

Lender

Name	BAYER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETZEL WV
Property Address	3802 PROCTOR CREEK RD, PROCTOR, WV 26055-1415
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000403/018
Date	Apr 14, 2017
Book Page	403/018
Instrument	224063

Lender

Name	BAYER HERITAGE FCU
Type	Credit Union
Address	PROCTOR, WV 26055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WETZEL WV
Recording Date	Apr 5, 2017
Property Address	3802 PROCTOR CREEK RD, PROCTOR, WV 26055-1415
Document Number	000456/252
Book / Page	456 / 252
Instrument Date	Apr 5, 2017
Instrument	223261
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000402/869
Date	Apr 5, 2017
Book Page	402/869
Instrument	223262

Lender

Name	BAYER HERITAGE FCU
Type	Credit Union
Address	PROCTOR, WV 26055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Wetzel County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wetzel County
Unified School District	Wetzel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$688.00 (+14.1%)	$60,000 (+13.64%) Land $12,420 Building $47,580	$100,000 (+13.64%) Land $20,700 Building $79,300
2023	$603.00	$52,800 Land $10,200 Building $42,600	$88,000 Land $17,000 Building $71,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 6, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1990–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANDVIEW - DOOLIN PSD private · serves 1,942 people · EPA ID WV3305206
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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