3802 Pratt St, Plano, IL 60545 Property Records

Kendall County property record for 3802 Pratt St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	1,336 sqft · built 2016
Lot Size	0.062 acres (2,683 sqft)
Owner	2 Individual Names on File
Last Sale	$134,500 (May 2017)
Tax Bill	$5,888 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-25-128-018`

Property Details

APN / Parcel Number

Primary APN	`01-25-128-018`

Interior

Stories	2 Stories
Building Area	1,336 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	1,336 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,683 sqft (0.062 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3802 PRATT ST
City	PLANO
State	IL
Zip	60545-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 720 LAKEWOOD SPRINGS UNIT 3B, COM NE COR SD LT, SW 64.58, SW 24, NW 109.45, NLY LAG CURVE TO PT ON CURVE 24.41, SE 113.91 TO POB, CITY OF PLANO (720-3)
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	720
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3060
Census Tract	890501

Owner

3802 Pratt St is owned and occupied by two individuals who bought it in May 2017.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3802 PRATT ST, PLANO, IL 60545-2281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
May 26, 2017	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Deed Document Number	20178001
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3802 PRATT ST, PLANO, IL 60545-2281
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009141
Date	Apr 9, 2021
Instrument	202100009141

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 26, 2017
Property Address	3802 PRATT ST, PLANO, IL 60545-2281
Document Number	0000008001
Map Reference	DOC29040025148
Instrument Date	May 16, 2017
Instrument	201700008001
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3802 PRATT ST, PLANO, IL 60545-2281

Mortgage

Document Number	0000008002
Date	May 26, 2017
Instrument	201700008002

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,119 (+24.88%) Land $7,375 Building $76,744	$252,357 (+24.88%) Land $22,125 Building $230,232
2024	$5,888.00	$67,362 Land $6,334 Building $61,028	$202,086 Land $19,002 Building $183,084
2022		$53,075 Land $4,991 Building $48,084	$159,225 Land $14,973 Building $144,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3802 Pratt St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3802 Pratt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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