3802 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3802 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,440 sqft · built 1983
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2018)
Tax Bill	$5,083 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02015786`

Property Details

APN / Parcel Number

Primary APN	`13-02015786`
Alternative APN	`02015786`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02015786
Street Address	3802 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4764
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 8
Legal Subdivision	GARRETT FOREST
Legal Block	4
Legal Lot Number	64
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4004
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3802 FERRARA DR, SILVER SPRING, MD 20906-4764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 9, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 27, 2018	Grant Deed, Transfer · FHA Mortgage CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Sep 13, 2006
Deed Book / Page	56377 / 7
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3802 FERRARA DR, SILVER SPRING, MD 20906-4764
Document Number	0600670231
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3802 FERRARA DR SILVER SPRING MD 209064764, SILVER SPRING, MD 20906-4764

Mortgage

Document Number	0600670231
Date	Jul 17, 2020
Book Page	060067/000231

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3802 FERRARA DR, SILVER SPRING, MD 20906-4764
Document Number	0588820457
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	WORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3802 FERRARA DR SILVER SPRING MD 209064764, SILVER SPRING, MD 20906-4764

Mortgage

Document Number	0588820457
Date	Jan 16, 2020
Book Page	058882/000457

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 27, 2018
Property Address	3802 FERRARA DR, SILVER SPRING, MD 20906-4764
Document Number	0563770007
Book / Page	056377 / 000007
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3802 FERRARA DR SILVER SPRING MD 209064764, SILVER SPRING, MD 20906-4764

Mortgage

Document Number	563770014
Date	Jul 27, 2018
Book Page	056377/000014

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,067 (+6.84%)	$442,700 (-) Land $160,000 Building $282,700
2025	$5,083.00 (+41.82%)	$389,433 (+9.9%)	$442,700 (+22.02%) Land $160,000 Building $282,700
2023		$354,367	$362,800 Land $160,000 Building $202,800
2022	$3,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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