3802 E Elm Ln, Oshkosh, WI 54902 Property Records

Winnebago County property record for 3802 E Elm Ln, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Lot Size	0.317 acres (13,817 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Mar 2019)
Tax Bill	$3,186 (2024)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-1017`

Property Details

APN / Parcel Number

Primary APN	`004-1017`
Alternative APN	`4047`

Exterior

Lot Area	13,817 sqft (0.317 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	4047
Street Address	3802 E ELM LN
City	OSHKOSH
State	WI
Zip	54902-7366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CANDLISH HARBOR LOT 4 BLK 2
Legal Range	16E
Legal Township	17N
Legal Section	01
Legal Subdivision	CANDLISH HARBOR
Legal Block	2
Legal Lot Number	4
Jurisdiction	WINNEBAGO WI
Township / Civil Division	BLACK WOLF
Census Block Group	2
Census Block	2084
Census Tract	1900

Owner

Source: Winnebago County records · APN 004-1017

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3802 E ELM LN, OSHKOSH, WI 54902-7366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Deed Document Number	20191785391
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	3802 E ELM LN, OSHKOSH, WI 54902-7366
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001876555
Date	Feb 28, 2022
Instrument	1876555

Lender

Name	WINNEBAGO COMMUNITY CU
Type	Credit Union
Address	OSHKOSH, WI 54903

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Black Wolf Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,800 (+63.66%) Land $93,300 Building $235,500
2024	$3,186.00 (-10.61%)
2023	$3,564.00 (+1.68%) Homeowner's exemption	$200,900 (-) Land $56,800 Building $144,100	$291,920 (+11.86%) Land $82,534 Building $209,386
2022	$3,505.00 Homeowner's exemption	$200,900 Land $56,800 Building $144,100	$260,975 Land $73,785 Building $187,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 94 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Elm Ln

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