3802 Charitoo Rdg, Leonard, MI 48367 Property Records

Oakland County property record for 3802 Charitoo Rdg, Leonard, MI 48367

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,054 sqft · built 2018
Lot Size	2.94 acres (128,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (Feb 2018)
Tax Bill	$5,992 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification Feb 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`A-05-13-100-039`

Property Details

APN / Parcel Number

Primary APN	`A-05-13-100-039`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,054 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	128,066 sqft (2.94 acres)
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3802 CHARITOO RDG
City	LEONARD
State	MI
Zip	48367-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SV
Legal Description	T5N, R11E, SEC 13 PART OF N 1/2 OF SEC BEG AT PT DIST S 00-09-38 E 639.30 FT & S 89-16-45 E 2016.69 FT & S 00-43-15 W 448.87 FT FROM NW SEC COR, TH S 89-16-45 E 670.40 FT, TH S 00-43-15 W 201 FT, TH N 89-16-45 W 670.40 FT, TH N 00-43-15 E 201 FT TO B
Legal Range	11E
Legal Township	05N
Legal Section	13
Jurisdiction	OAKLAND MI
Township / Civil Division	ADDISON
Census Block Group	3
Census Block	3013
Census Tract	120000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3802 CHARITOO RDG, LEONARD, MI 48367-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Loan Modification, Mortgage NORTHPOINTE BK
Feb 22, 2018	Warranty Deed, Construction Loan · Construction Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2018 · Amount on Record
Deed Sale	Feb 22, 2018 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	201829371
Deed Book / Page	51579 / 470
Record Updated	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	3802 CHARITOO RDG, LEONARD, MI 48367-2620
Document Number	0000135131
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3802 CHARITOO RDG LAKEVILLE MI 483672620, LAKEVILLE, MI 48367-2620

Mortgage

Document Number	0000135131
Date	Aug 21, 2019
Book Page	053161/000105
Instrument	135131

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 22, 2018
Property Address	3802 CHARITOO RDG, LEONARD, MI 48367-2620
Document Number	0000029371
Book / Page	51579 / 00470
Instrument Date	Feb 16, 2018
Instrument	29371
Transaction Type	Construction Loan
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$584.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56393 WINDING CREEK DR, 56393, MACOMB, MI 48042-1184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6292 HAYFIELD LN, ALMONT, MI 48003-9715

Mortgage

Document Number	0000029372
Date	Feb 22, 2018
Instrument	29372

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2034
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Addison Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,992.00 (-34.83%) Homeowner's exemption	$308,930 (+17.59%)	$617,860 (+17.59%)
2024	$9,195.00 (+18.8%)
2023		$262,710	$525,420
2021	$7,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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