3802 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3802 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,979 sqft · built 2019
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-26-30-0965-0001-2760`

Property Details

APN / Parcel Number

Primary APN	`35-26-30-0965-0001-2760`
Alternative APN	`263035096500012760`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,979 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	1,979 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	438 sqft
Porch	Finished/Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3802 CABO ROJO DR
City	SAINT CLOUD
State	FL
Zip	34772-8370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 276
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 2
Legal Phase	2
Legal Block	2760
Legal Lot Number	276
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43304

Owner

Source: Osceola County records · APN 35-26-30-0965-0001-2760

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3802 CABO ROJO DR, SAINT CLOUD, FL 34772-8370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 10, 2019	Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2020
Deed Sale	Dec 28, 2020
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	2020175411
Deed Book / Page	5858 / 2075
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	0058582075
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 28, 2020
Property Address	3802 CABO ROJO DR, SAINT CLOUD, FL 34772-8370
Document Number	0058582075
Book / Page	5858 / 2075
Map Reference	MB 25 PG 95
Instrument Date	Dec 16, 2020
Instrument	2020175411
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 CABO ROJO DR, SAINT CLOUD, FL 34772-8372

Mortgage

Document Number	0058582079
Date	Dec 28, 2020
Instrument	5858/2079

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 10, 2019
Property Address	3802 CABO ROJO DR, SAINT CLOUD, FL 34772-8370
Document Number	0055372445
Book / Page	5537 / 2445
Map Reference	MB 25 PG 95
Instrument Date	May 30, 2019
Instrument	2019074042
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 CABO ROJO DR, SAINT CLOUD, FL 34772-8370

Mortgage

Document Number	0055372447
Date	Jun 10, 2019
Instrument	5537/2447

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 (+3.53%) Homeowner's exemption	$246,133 (+5.99%)	$346,900 (+3.49%) Land $70,000 Building $276,900
2024	$3,514.00 (+2.66%)
2023	$3,423.00 (+3.6%) Homeowner's exemption	$232,231 (+3%)	$335,200 (+10.12%) Land $65,000 Building $270,200
2022	$3,304.00 Homeowner's exemption	$225,467	$304,400 Land $60,000 Building $244,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 36 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 322 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cabo Rojo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures