3801 S Phelps Rd, Independence, MO 64055 Property Records

Jackson County property record for 3801 S Phelps Rd, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1912
Lot Size	0.319 acres (13,908 sqft)
Owner	Individual Name on Record
Last Sale	$94,500 (Oct 2014)
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-120-09-10-02`

Property Details

APN / Parcel Number

Primary APN	`33-120-09-10-02`
Alternative APNs	`33-120-09-10-02-0-00-000` `33120091002000001` `875773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,908 sqft (0.319 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	78 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	875773
Street Address	3801 S PHELPS RD
City	INDEPENDENCE
State	MO
Zip	64055-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDALL PARK W 160.56 OF LOT 3
Legal Subdivision	RANDALL PARK
Legal Block	2
Legal Lot Number	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2004
Census Tract	14601

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3801 S PHELPS RD, INDEPENDENCE, MO 64055-3507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Jul 28, 2017	Deed of Trust, Mortgage · FHA Mortgage NORTH AMERICAN SVGS BK
Jul 28, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2014 · Amount on Record
Deed Sale	Oct 14, 2014 · Amount on Record
Prior Sale	Jan 22, 2014 · Amount on Record
Deed Document Number	201486036
Prior Transfer Date	Feb 13, 2012
Prior Transfer Doc	0000E16338
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3801 S PHELPS RD, INDEPENDENCE, MO 64055-3507
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 S PHELPS RD, INDEPENDENCE, MO 64055-3507

Mortgage

Document Number	00E0129210
Date	Nov 24, 2021
Instrument	2021E0129210

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3801 S PHELPS RD, INDEPENDENCE, MO 64055-3507
Document Number	0000E69627
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MIAMI ST #C LEAVENWORTH KS 660481674, C, LEAVENWORTH, KS 66048-1674

Mortgage

Document Number	0000E69627
Date	Jul 31, 2017
Instrument	69627E

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 28, 2017
Property Address	3801 S PHELPS RD, INDEPENDENCE, MO 64055-3507
Document Number	0000E69315
Instrument Date	Jul 28, 2017
Instrument	69315E
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 S PHELPS RD INDEPENDENCE MO 640553507, INDEPENDENCE, MO 64055-3507

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,870 (-) Land $5,079 Building $18,791	$125,630 (-)
2025	$1,705.00 (-27.26%)	$23,870 (-29.46%) Land $5,079 Building $18,791	$125,630 (-29.46%)
2024	$2,344.00 (+2.31%)
2023	$2,291.00	$33,841 Land $4,250 Building $29,591	$178,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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