Harrison County property record for 3801 River Trace Dr, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,744 sqft · built 2016 |
| Owner | Individual Name on File |
| Tax Bill | $2,778 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 1407N-01-016.006 |
| Primary APN | 1407N-01-016.006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,744 sqft Adjusted Area |
| 1st Floor Area | 1,578 sqft |
| 2nd Floor Area | 826 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 140709 |
|---|---|
| Street Address | 3801 RIVER TRACE DR |
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-5501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 RIVERS EDGE SUBD PH 2A SEC 1 SEC 33-6-9 |
| Legal Range | 09 |
| Legal Township | 06 |
| Legal Section | 33 |
| Legal Subdivision | RIVERS EDGE SUBD PH 2A SEC 1 |
| Legal Phase | 2A |
| Legal Lot Number | 36 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 3405 |
3801 River Trace Dr is owned and occupied by an individual who acquired it in June 2019.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3801 RIVER TRACE DR, DIBERVILLE, MS 39540-5501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE |
| Jun 27, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 |
| Deed Sale | Jun 27, 2019 |
| Deed Document Number | 2019-0001945-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 3801 RIVER TRACE DR, DIBERVILLE, MS 39540-5501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20191821TJ2 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019-1821-T-J2 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 27, 2019 |
| Property Address | 3801 RIVER TRACE DR, DIBERVILLE, MS 39540-5501 |
| Document Number | 20191945DJ2 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019-1945-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6404 CHICKORY WAY, OCEAN SPRINGS, MS 39564-5239 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3801 RIVER TRACE DR, DIBERVILLE, MS 39540-5501 |
The 2025 property tax bill for 3801 River Trace Dr was $2,778, up 4.6% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,778.00 (+4.59%) | $24,414 | $244,143 Land $45,000 Building $199,143 |
| 2024 | $2,656.00 (-0.49%) | ||
| 2023 | $2,669.00 (-0.63%) | $23,381 | $233,807 Land $45,000 Building $188,807 |
| 2022 | $2,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3801 River Trace Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 40 (2005–2026) |
| Claims Outside the SFHA | 18 of 40 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3801 River Trace Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: CoastConnect, Singing River Connect.
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