Saginaw County property record for 3801 N Thomas Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1953 |
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,000 (Nov 2025) |
| Tax Bill | $2,467 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-09-1305-000 |
| Primary APN | 28-12-3-09-1305-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,547 sqft (0.311 acres) |
| Lot Dimensions | 167 ft deep x 81 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3801 N THOMAS RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 5 BEAMISH ACRES SEC 09 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 09 |
| Legal Subdivision | BEAMISH ACRES SUB |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12002 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3801 N THOMAS RD, FREELAND, MI 48623-8816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 25, 2025 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | Jul 3, 2025 · Amount on Record |
| Deed Document Number | 202527558 |
| Last Transfer Date | Jul 24, 2026 |
| Transfer Doc | 0000019250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 24, 2026 |
| Property Address | 3801 N THOMAS RD, FREELAND, MI 48623-8816 |
| Document Number | 0000019250 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202619250 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3801 N THOMAS RD, FREELAND, MI 48623-8816 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 25, 2025 |
| Property Address | 3801 N THOMAS RD, FREELAND, MI 48623-8816 |
| Document Number | 0000027558 |
| Map Reference | LB 12 PG 15 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025027558 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1032 N ORR RD, HEMLOCK, MI 48626-9420 |
| Name | Verified Name |
|---|---|
| Address | 7925 OTTO ST, FREELAND, MI 48623-9249 |
| Document Number | 0000027559 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025027559 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,500 (+5.66%) | $127,000 (+5.66%) | |
| 2025 | $2,467.00 (-2.26%) | $60,100 (+28.97%) | $120,200 (+28.97%) |
| 2024 | $2,524.00 (+76.38%) | ||
| 2023 | $46,600 | $93,200 | |
| 2022 | $1,431.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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