3801 Martin Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3801 Martin Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,296 sqft · built 1994
Lot Size1.87 acres (81,458 sqft)
OwnerIndividual Name on Record
Tax Bill$3,252 (2026)
Deeds & MortgagesMay 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN520-0040-00390

Property Details

APN / Parcel Number

Primary APN520-0040-00390
Alternative APN
  • 87518

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,296 sqft Gross Area
1st Floor Area1,296 sqft
Basement Area972 sqft
Finished Basement972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area81,458 sqft (1.87 acres)
Garage Area288 sqft

Exterior Amenities

PorchPorch
Porch Area136 sqft
Deck Area144 sqft
Storage Building90 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number87518
Street Address3801 MARTIN RD
CityDULUTH
StateMN
Zip55803-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionLOTS 77 THRU 80 SERIAL #
Legal SubdivisionBIRCHWOOD GARDEN TRACTS
Legal Lot Number77-80
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1040
Census Tract10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3801 MARTIN RD, DULUTH, MN 55803-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU
Jan 18, 2017Deed of Trust, Mortgage · Conventional with PMI
US BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3801 MARTIN RD, DULUTH, MN 55803-1416
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyTITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001040947
DateMay 20, 2021
Instrument1040947
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3801 MARTIN RD, DULUTH, MN 55803-1416
Document Number000T981444
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedFeb 10, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3801 MARTIN RD DULUTH MN 558031416, DULUTH, MN 55803-1416

Mortgage

Document Number000T981444
DateJan 27, 2017
InstrumentT981444
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 26, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,252.00 (+3.7%) Homeowner's exemption
2025$3,136.00 (+1.69%) Homeowner's exemption$263,800 (+0.11%) Land $47,700 Building $216,100$263,800 (+0.11%) Land $47,700 Building $216,100
2024$3,084.00$263,500 (+17.01%) Land $47,400 Building $216,100$263,500 (+17.01%) Land $47,400 Building $216,100
2022$225,200 Land $45,200 Building $180,000$225,200 Land $45,200 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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