3801 Freeport Rd, Sterling, IL 61081 Property Records

Whiteside County property record for 3801 Freeport Rd, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Aug 2019)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1110279013`

Property Details

APN / Parcel Number

Primary APN	`1110279013`
Alternative APN	`101007`

Exterior

Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	150 ft deep x 110 ft wide

Location & Zoning

Account Number	101007
Street Address	3801 FREEPORT RD
City	STERLING
State	IL
Zip	61081-8619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 110' OF S 403' OF E 190.27' NE SEC 10 TWP 21 RNG 7 11018
Legal Range	07E
Legal Township	21N
Legal Section	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3031
Census Tract	900

Owner

3801 Freeport Rd is owned and occupied by an individual who bought it in August 2019.

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3801 FREEPORT RD, STERLING, IL 61081-8619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage STERLING FEDERAL BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Jul 18, 2014 · Amount on File
Deed Document Number	20194340
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	3801 FREEPORT RD, STERLING, IL 61081-8619
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004341
Date	Aug 15, 2019
Instrument	2019-04341

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2044

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	3801 FREEPORT RD, STERLING, IL 61081-8619
Document Number	0000005458
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 FREEPORT RD STERLING IL 610818619, STERLING, IL 61081-8619

Mortgage

Document Number	0000005458
Date	Sep 1, 2020
Instrument	5458

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 31, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 3801 Freeport Rd was $3,487.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00	$51,622 Land $4,669 Building $46,953
2024			$154,866 Land $14,007 Building $140,859

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3801 Freeport Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2002)
Most Recent Claim	Jun 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3801 Freeport Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: JCWIFI.com, Rise Broadband, T-Mobile.

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