3801 E McLeod Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 3801 E McLeod Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 1992
Lot Size	0.186 acres (8,120 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Oct 2022)
Tax Bill	$5,428 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`596007`

Property Details

APN / Parcel Number

Primary APN	`596007`
Alternative APNs	`380315 004309 0000` `539725` `57782`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	1,214 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Bi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Other
Lot Area	8,120 sqft (0.186 acres)
Garage Type	Built-in
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Balcony	Balcony
Balcony Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	539725
Street Address	3801 E MCLEOD RD
City	BELLINGHAM
State	WA
Zip	98226-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10C
Legal Description	NORTHERN HEIGHTS DIV NO 1 LOT 21
Legal Range	03
Legal Township	38
Legal Section	15
Legal Subdivision	NORTHERN HEIGHTS DIV NO 1
Legal Lot Number	21
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2007
Census Tract	804

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3801 E MCLEOD RD, BELLINGHAM, WA 98226-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BKCO MORTGAGE LLC
Mar 20, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	2022-1001816
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 21, 2022
Property Address	3801 E MCLEOD RD, BELLINGHAM, WA 98226-1717
Document Number	0001001816
Map Reference	VOL 16 PG 83&84
Instrument Date	Oct 18, 2022
Instrument	2022-1001816
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 E MCLEOD RD, BELLINGHAM, WA 98226-1717

Mortgage

Document Number	0001001817
Date	Oct 21, 2022
Instrument	2022-1001817

Lender

Name	BKCO MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 20, 2017
Property Address	3801 E MCLEOD RD, BELLINGHAM, WA 98226-1717
Document Number	2170302104
Instrument Date	Nov 28, 2016
Instrument	302104
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3801 E MCLEOD RD BELLINGHAM WA 982261717, BELLINGHAM, WA 98226-1717

Mortgage

Document Number	2170302105
Date	Mar 20, 2017
Instrument	302105

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,428.00 (+32.94%)	$663,742 (+15.75%) Land $231,099 Building $432,643	$663,742 (+15.75%) Land $231,099 Building $432,643
2022		$573,417 Land $199,650 Building $373,767	$573,417 Land $199,650 Building $373,767
2021	$4,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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