Manatee County property record for 3801 E Bay Dr, Unit 207, Holmes Beach, FL 34217
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,146 sqft · built 1980 |
| Lot Size | 0.387 acres (16,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Feb 2021) |
| Tax Bill | $6,075 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Aug 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 74014-1500-0 |
| Primary APN | 74014-1500-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Units | 18 Units |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| Gross Area | 1,247 sqft |
| 1st Floor Area | 1,146 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Low Rise |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 16,850 sqft (0.387 acres) |
| View / Lot | Lake |
| Porch | Screened Porch |
| Porch Area | 101 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3801 E BAY DR, 207 |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-2060 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | HB_R-3 |
| Legal Description | UNIT 207 SUNBOW BAY PHASE IV CONDO PI#74014.1500/0 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 28 |
| Legal Subdivision | SUNBOW BAY PHASE IV |
| Legal Tract | 07401404 |
| Legal Lot Number | 207 |
| Legal Unit | 207 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1701 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 ISBELL LN, GREENVILLE, SC 29607-3773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Aug 6, 2018 | Loan Modification, Mortgage · Conventional Mortgage SETERUS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on Record |
| Deed Sale | Feb 26, 2021 · Amount on Record |
| Prior Sale | Sep 18, 2007 · Amount on Record |
| Deed Document Number | 202125137 |
| Prior Transfer Date | Nov 17, 2005 |
| Prior Transfer Doc | 0020794242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Feb 26, 2021 |
| Property Address | 3801 E BAY DR UNIT 207, 207, HOLMES BEACH, FL 34217-2060 |
| Document Number | 202141025137 |
| Map Reference | MB 12 PG 88 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 202141025137 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7322 MANATEE AVE W # W300, 7322, BRADENTON, FL 34209-3441 |
| Name | Verified Name |
|---|---|
| Address | 3801 E BAY DR UNIT 207, 207, HOLMES BEACH, FL 34217-2060 |
| Document Number | 202141025138 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 202141025138 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3801 E BAY DR UNIT 207, 207, HOLMES BEACH, FL 34217-2060 |
| Document Number | 0027537861 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3801 E BAY DR #207 HOLMES BEACH FL 342172060, 207, HOLMES BEACH, FL 34217-2060 |
| Document Number | 0027537861 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 002753/007861 |
| Instrument | 41109105 |
| Name | SETERUS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 29, 2058 |
| Rate | 6.37% |
|---|
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,118 (-16.07%) Building $353,118 | $353,118 (-16.07%) Building $353,118 | |
| 2025 | $6,075.00 (-11.12%) Homeowner's exemption | $420,750 (-17.5%) Building $420,750 | $420,750 (-17.5%) Building $420,750 |
| 2024 | $6,835.00 (-9.67%) | ||
| 2023 | $7,567.00 (+25.12%) Homeowner's exemption | $510,000 (+38.78%) Building $510,000 | $510,000 (+38.78%) Building $510,000 |
| 2022 | $6,048.00 | $367,500 Building $367,500 | $367,500 Building $367,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 219 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 311 condo units |
| Nearby Flood Claims | 387 (1982–2024) |
| Claims Outside the SFHA | 3 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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