1. Home
  2. Florida
  3. Citrus County
  4. Hernando
  5. E Arbor Lakes Dr

3801 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3801 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,554 sqft Living Area
Lot Size7,878 sqft (0.181 acres)
OccupancyOwner Occupied
Last Sale$115,000 (2013)
Tax Bill$1,176.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000N0-0280

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3801 E ARBOR LAKES DR, HERNANDO, FL 34442-5503
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2013 · Amount on Record
Deed SaleNov 12, 2013 · Amount on Record
Prior SaleNov 01, 1996 · Amount on Record
Deed Doc Number201353475
Deed Book / Page2590 / 413
Last Transfer DateMay 20, 2019
Transfer Doc0029802313
Record RefreshedJun 08, 2026

June 2019: Loan 2 (Only) is a Reverse Mortgage, Transfer

Document TypeLoan 2 (Only) is a Reverse Mortgage
JurisdictionCITRUS FL
Recording DateJun 04, 2019
Property Address3801 E ARBOR LAKES DR, HERNANDO, FL 34442-5503
Document Number0029802313
Book / Page002980 / 002313
Instrument DateMay 20, 2019
Instrument28735
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3801 E ARBOR LAKES DR HERNANDO FL 344425503, HERNANDO, FL 34442-5503

Mortgage

Document Number29802315
DateJun 04, 2019
Book Page002980/002315
Instrument28736
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate4.83%

Mortgage

Document Number29802331,
DateJun 04, 2019
Book Page002980/002331
Instrument28737
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate4.83%

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,263.00 (+7.4%) Homeowner's exemption$113,631 (-48.02%)$208,972 (-4.41%) Land $11,280 Building $197,692
2024$1,176.00 (+3.16%) Homeowner's exemption Additional exemption filed$218,609 (-0.68%) Land $10,510 Building $208,099$218,609 (-0.68%) Land $10,510 Building $208,099
2023$1,140.00 (+7.04%) Homeowner's exemption Additional exemption filed$220,099 (+10.4%) Land $10,510 Building $209,589$220,099 (+10.4%) Land $10,510 Building $209,589
2022$1,065.00 Homeowner's exemption Additional exemption filed$199,372 Land $10,510 Building $188,862$199,372 Land $10,510 Building $188,862

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000N0-0280
Alternative APNs
  • 1418S19E0140000N00280
  • 2775882

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,554 sqft Living Area
Gross Area2,163 sqft Gross Area
1st Floor1,554 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area7,878 sqft (0.181 acres)
Depth X Width101 ft x 78 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage

Exterior Amenities

Pool Area288 sqft Pool
Patio Area128 sqft Patio
PorchFinished/Screened Porch
Porch Area215 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2775882
Street Address3801 E ARBOR LAKES DR
CityHERNANDO
StateFL
Zip34442-5503
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT 1 PB 15 PG 75 LOT 28 BLK N
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockN
Legal Lot Number28
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1031
Census Tract450105

Nearby Properties on E Arbor Lakes Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures