Bay County property record for 3801 E 10th St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1988 |
| Lot Size | 0.292 acres (12,763 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $450 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15472-000-000 |
| Primary APN | 15472-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Steel Frame |
| Lot Area | 12,763 sqft (0.292 acres) |
| Lot Dimensions | 128 ft deep x 100 ft wide |
| Driveway | Driveway |
| Driveway Area | 800 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 576 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3801 E 10TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5372 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | MCLEMORE'S SPRINGFIELD HTS. LOTS 16, 17 BLK 2 ORB 3268 P 1212 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | SPRINGFIELD |
| Legal Block | 2 |
| Legal Lot Number | 16,17 17 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1100 |
3801 E 10th St, residential vacant land, is owned by an individual who acquired it in April 2010.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 266 N FOX AVE, PANAMA CITY, FL 32404-7624 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2010 |
| Deed Sale | Apr 16, 2010 |
| Deed Document Number | 0032681212 |
| Deed Book / Page | 1985 / 0878 |
| Prior Transfer Date | Nov 9, 2000 |
| Prior Transfer Doc | 2000-057656 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3801 E 10th St was $450.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $450.00 | $33,741 Land $32,640 Building $1,101 | $33,741 Land $32,640 Building $1,101 |
| 2023 | $493.00 (+12.56%) | $22,221 (+14.89%) Land $21,120 Building $1,101 | $22,221 (+14.89%) Land $21,120 Building $1,101 |
| 2022 | $438.00 | $19,341 Land $18,240 Building $1,101 | $19,341 Land $18,240 Building $1,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3801 E 10th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1991–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3801 E 10th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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