3801 Bella St, #ST, Laredo, TX 78046 Property Records

Webb County property record for 3801 Bella St, #ST, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,601 sqft · built 2021
Lot Size	0.123 acres (5,341 sqft)
Owner	Individual Name on Record
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-37003-010`

Property Details

APN / Parcel Number

Primary APN	`950-37003-010`
Alternative APN	`791362`

Interior

Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,341 sqft (0.123 acres)
Porch	Open Porch
Porch Area	342 sqft

Location & Zoning

Street Address	3801 BELLA ST, ST
City	LAREDO
State	TX
Zip	78046-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R & W RANCH SUBD. PHASE III BLK 3 LOT 1
Legal Subdivision	R & W RANCH SUBD. PHASE III
Legal Block	3
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1024
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3801 BELLA ST, LAREDO, TX 78046-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 18, 2022
Property Address	3801 BELLA ST, LAREDO, TX 78046-2204
Document Number	005194/279
Book / Page	5194 / 279
Map Reference	VOL 38 PG 86&87
Instrument Date	Jan 14, 2022
Instrument	1455158
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 BELLA ST, LAREDO, TX 78046-2204

Mortgage

Document Number	0001455159
Date	Jan 18, 2022
Instrument	1455159

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,000 (-0.59%) Land $58,377 Building $190,623	$249,000 (-0.59%) Land $58,377 Building $190,623
2025	$1,267.00 (-13.28%)	$250,489 (+18.27%) Land $58,377 Building $192,112	$250,489 (+18.27%) Land $58,377 Building $192,112
2024	$1,461.00 (+14.86%)
2023		$211,791 Land $34,076 Building $177,715	$211,791 Land $34,076 Building $177,715
2022	$1,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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