3801 46th Ave SE, Mandan, ND 58554 Property Records

Morton County property record for 3801 46th Ave SE, Mandan, ND 58554

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Tax Bill	$6,904 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`65-0171890`

Property Details

APN / Parcel Number

Primary APN	`65-0171890`

Exterior

Lot Area	19,166 sqft (0.44 acres)

Location & Zoning

Street Address	3801 46TH AVE SE
City	MANDAN
State	ND
Zip	58554-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ETZ
Legal Description	TWN: 0 SCT: 0 RNG: 0 SUB: 1196 BLK: 1 LOT: 1 *
Legal Subdivision	BORDEN HARBOR FIRST SUBDIVISION
Legal Block	4
Legal Lot Number	6
Jurisdiction	MORTON ND
Township / Civil Division	MANDAN
Census Block Group	2
Census Block	2056
Census Tract	20301

Owner

3801 46th Ave SE is owned and occupied by an individual.

Source: Morton County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3801 46TH AVE SE, MANDAN, ND 58554-7946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage STARION BANK
Aug 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage STARION BANK
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit STARION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	3801 46TH AVE SE, MANDAN, ND 58554-7946
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000526831
Date	Oct 16, 2025
Instrument	526831

Lender

Name	STARION BANK
Type	Bank
Address	MANDAN, ND 58554

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2035

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	3801 46TH AVE SE, MANDAN, ND 58554-7946
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000516057
Date	Aug 2, 2023
Instrument	516057

Lender

Name	STARION BANK
Type	Bank
Address	MANDAN, ND 58554

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	8.64%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	6.64%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	13.6%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	3801 46TH AVE SE, MANDAN, ND 58554-7946
Transaction Type	Mortgage
Record Updated	Oct 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	491080
Date	Oct 2, 2019
Instrument	491080

Lender

Name	STARION BANK
Type	Bank
Address	BISMARCK, ND 58504

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3801 46th Ave SE was $6,904.

Source: Morton County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Morton County
Municipality	Mandan City
Unified School District	Mandan Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,950 (-16.87%)	$543,900 (-16.87%)
2025	$6,904.00	$327,150	$654,300
2023	$6,390.00	$222,650	$445,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3801 46th Ave SE in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	5 (2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3801 46th Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOURI WEST WATER SYSTEM private · serves 4,303 people · EPA ID ND3001431
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350

May also be available: Verizon.

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