3801 20th St N, #B, Fargo, ND 58102 Property Records

Cass County property record for 3801 20th St N, #B, Fargo, ND 58102

Property Summary

Property TypeCommercial Office
Details9,267 sqft · built 1994
Lot Size0.822 acres (35,802 sqft)
Owner2 Company Names on File
Tax Bill$17,115 (2025)
Deeds & MortgagesNov 2022 Construction Loan
Sep 2022 Construction Loan
Flood ZoneZone X (moderate risk)
APN01-8610-00060-000

Property Details

APN / Parcel Number

Primary APN01-8610-00060-000

Interior

Building Area9,267 sqft Total Area
1st Floor Area9,267 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area35,802 sqft (0.822 acres)

Location & Zoning

Street Address3801 20TH ST N, B
CityFARGO
StateND
Zip58102-0909
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeAG
Legal DescriptionLOT: 0 BLOCK: 24 ADDITION: LEASES ADDITIONAL: HECTOR INTERNATIONAL AIRPORT NORTH GENERAL AVIATION PARK-LEASED SITE LESSEE:
Legal SubdivisionORTH
Legal Block24
JurisdictionCASS ND
Township / Civil DivisionFARGO
Census Block Group5
Census Block5033
Census Tract300

Owner

3801 20th St N, #B, a commercial property, is owned by a company.

Source: Cass County records, as of April 13, 2026

Owner of Record2 Company Names on File
Mailing AddressPO BOX 2845, FARGO, ND 58108-2845
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Deed of Trust, Mortgage · Construction Mortgage
BELL BANK
Sep 27, 2022Deed of Trust, Mortgage · Construction Mortgage
BELL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address3801 20TH ST N # B, B, FARGO, ND 58102-0909
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001680461
DateNov 28, 2022
Instrument1680461
Lender
NameBELL BANK
TypeBank
AddressWEST FARGO, ND 58078
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term23 Months
DueOct 27, 2024

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address3801 20TH ST N # B, B, FARGO, ND 58102-0909
Transaction TypeMortgage
Record UpdatedApr 26, 2024
Title CompanyTITLE COMPANY-COMMERCIAL, THE TITLE COMPANY COMMERCIAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001676203
DateSep 27, 2022
Instrument1676203
Lender
NameBELL BANK
TypeBank
AddressWEST FARGO, ND 58078
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term140 Months
DueMay 23, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3801 20th St N, #B was $17,115.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityFargo City
Unified School DistrictFargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,115.00$560,450 Land $36,000 Building $524,450$1,120,900 Land $72,000 Building $1,048,900
2023$18,876.00$623,300 Land $36,000 Building $587,300$1,246,600 Land $72,000 Building $1,174,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3801 20th St N, #B in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims19 (1997–2020)
Most Recent ClaimApr 2020 · Flooding
Claims by Event
  • Flooding, Apr 2020 · 7 claims
  • Severe Storms And Flooding, May 2009 · 10 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3801 20th St N, #B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FARGO
serves 120,762 people · EPA ID ND0900336
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
5,000 / 5,000

May also be available: Fidium Fiber, Verizon.

Nearby Properties on 20th St N

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