3801 13th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3801 13th St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,008 sqft · built 1977
Lot Size	0.348 acres (15,147 sqft)
Owner	Trust Name on File
Last Sale	$380,000 (Jul 2021)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-067009`

Property Details

APN / Parcel Number

Primary APN	`03-067009`
Alternative APNs	`3067009` `067009`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,147 sqft (0.348 acres)
Deck Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	067009
Street Address	3801 13TH ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 12-16 & W1/2 17 BLK 55 CHES BEACH
Legal Subdivision	CHESAPEAKE BEACH 01
Legal Block	55
Legal Lot Number	12-17
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1010
Census Tract	860402

Owner

3801 13th St is owner-occupied and held in a trust since July 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	3801 13TH ST, CHESAPEAKE BEACH, MD 20732-3147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Prior Sale	Jun 14, 1988 · Amount on File
Deed Book / Page	6027 / 385
Transfer Doc	0021900221
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 20, 2021
Property Address	3801 13TH ST, CHESAPEAKE BEACH, MD 20732-3147
Document Number	0060270385
Book / Page	6027 / 385
Map Reference	MB 5 FO 571
Instrument Date	Jul 8, 2021
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3801 13TH ST, CHESAPEAKE BEACH, MD 20732-3147

Mortgage

Document Number	6027393
Date	Jul 20, 2021
Instrument	6027/393

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3801 13th St was $3,714 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,767 (+3.09%)	$402,500 (+9.26%) Land $103,800 Building $298,700
2025	$3,714.00 Homeowner's exemption	$368,400 Land $103,800 Building $264,600	$368,400 Land $103,800 Building $264,600
2023	$2,822.00 Homeowner's exemption	$293,733	$368,400 Land $103,800 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3801 13th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3801 13th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20