38005 Whitesview Cir, Ocean View, DE 19970 Property Records

Sussex County property record for 38005 Whitesview Cir, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1996
Lot Size	0.223 acres (9,723 sqft)
Owner	Individual Name on File
Last Sale	$38,900 (Aug 1996)
Tax Bill	$654 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jun 2018 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`134-9.00-785.00`

Property Details

APN / Parcel Number

Primary APN	`134-9.00-785.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,384 sqft
Elevator	Elevator

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	9,723 sqft (0.223 acres)
Lot Dimensions	93 ft deep x 82 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38005 WHITESVIEW CIR
City	OCEAN VIEW
State	DE
Zip	19970-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	CEDAR LANDING LOT 102 SEC 2
Legal Subdivision	CEDAR LANDING
Legal Lot Number	102
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2014
Census Tract	51201

Owner

38005 Whitesview Cir is owned and occupied by an individual who bought it in August 1996.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	38005 WHITESVIEW CIR, OCEAN VIEW, DE 19970-3336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FULTON BANK
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 1996 · Amount on File
Deed Sale	Aug 13, 1996 · Amount on File
Deed Book / Page	2143 / 260
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38005 WHITESVIEW CIR, OCEAN VIEW, DE 19970-3336
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203520292
Date	Oct 1, 2021
Book Page	20352/292
Instrument	20210000061096

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38005 WHITESVIEW CIR, OCEAN VIEW, DE 19970-3336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0169810200
Date	Jun 26, 2018
Book Page	16981/200
Instrument	20180000023008

Lender

Name	FULTON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	38005 WHITESVIEW CIR, OCEAN VIEW, DE 19970-3336
Document Number	0181330214
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38005 WHITESVIEW CIR OCEAN VIEW DE 199703336, OCEAN VIEW, DE 19970-3336

Mortgage

Document Number	0181330214
Date	Feb 3, 2020
Book Page	018133/000214
Instrument	5050

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 38005 Whitesview Cir was $654, down 2.2% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$654.00 (-2.24%)	$19,400 (-) Land $3,000 Building $16,400	$460,100 (-) Land $161,900 Building $298,200
2025	$669.00	$19,400 Land $3,000 Building $16,400	$460,100 Land $161,900 Building $298,200
2023	$571.00	$19,400 Land $3,000 Building $16,400	$38,800 Land $6,000 Building $32,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38005 Whitesview Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 254 individual policies
Nearby Flood Policies	721 units insured incl. 467 condo units
Nearby Flood Claims	54 (1994–2020)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Apr 2020 · other causes
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 2 claims Hurricane Sandy, Oct 2012 · 27 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38005 Whitesview Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LANDING private · serves 357 people · EPA ID DE00A0424
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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