38005 Porter Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 38005 Porter Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,620 sqft · built 2002
Lot Size	5.86 acres (255,262 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Apr 2015)
Tax Bill	$1,937 (2026)
Deeds & Mortgages	Nov 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`654502684670`

Property Details

APN / Parcel Number

Primary APN	`654502684670`
Alternative APNs	`1511115` `35720`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,620 sqft Finished Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Stone
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Other
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	255,262 sqft (5.86 acres)
Garage Area	720 sqft
Porch	Porch
Porch Area	320 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1511115
Street Address	38005 PORTER RD
City	ALBEMARLE
State	NC
Zip	28001-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 38005 PORTER RD LT 4 654502003
Legal Subdivision	PLUMB LEVEL AND SQUARE LL
Legal Lot Number	4
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	2
Census Block	2025
Census Tract	931002

Owner

38005 Porter Rd is owned and occupied by two individuals who bought it in April 2015.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38005 PORTER RD, ALBEMARLE, NC 28001-7700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2015 · Amount on File
Deed Sale	Apr 1, 2015 · Amount on File
Deed Document Number	2015371206
Deed Book / Page	1520 / 668
Prior Transfer Date	Sep 19, 2005
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Nov 16, 2023
Property Address	38005 PORTER RD, ALBEMARLE, NC 28001-7700
Document Number	0000463425
Book / Page	1837 / 1571
Instrument Date	Oct 18, 2023
Instrument	463425
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16275 HAZARD RD, OAKBORO, NC 28129-9696

Mortgage

Document Number	0000463422
Date	Nov 16, 2023
Instrument	463422

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 38005 Porter Rd was $1,937.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,937.00	$293,566 (-) Land $58,936 Building $234,630	$293,566 (-) Land $58,936 Building $234,630
2025	$1,937.00	$293,566 Land $58,936 Building $234,630	$293,566 Land $58,936 Building $234,630
2023	$1,609.00	$211,721 Land $38,872 Building $172,849	$211,721 Land $38,872 Building $172,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38005 Porter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38005 Porter Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000