St. Mary's County property record for 38005 Manor Rd, Chaptico, MD 20621
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1996 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-050851 |
| Primary APN | 04-050851 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 91,040 sqft (2.09 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 050851 |
|---|---|
| Street Address | 38005 MANOR RD |
| City | CHAPTICO |
| State | MD |
| Zip | 20621-2016 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 3 PLAT 42/34 THOMAS SUBD |
| Legal Subdivision | THOMAS SUB |
| Legal Lot Number | 3 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 875201 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38005 MANOR RD, CHAPTICO, MD 20621-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 1996 |
| Deed Sale | Dec 27, 1996 |
| Deed Document Number | 19967123 |
| Deed Book / Page | 1118 / 362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 38005 MANOR RD, CHAPTICO, MD 20621-2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | CLIENT FIRST TITLE INC, CLIENT FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 38005 MANOR RD, CHAPTICO, MD 20621-2016 |
| Document Number | 0068740123 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 6874/123 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 38005 MANOR RD, CHAPTICO, MD 20621-2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 38005 MANOR RD, CHAPTICO, MD 20621-2016 |
| Document Number | 0059670011 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 5967/11 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2046 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,233 (+3.01%) | $210,200 (-) Land $117,700 Building $92,500 | |
| 2025 | $2,283.00 (+5.3%) Homeowner's exemption | $198,267 (+5.63%) | $210,200 (+9.31%) Land $117,700 Building $92,500 |
| 2023 | $2,168.00 Homeowner's exemption | $187,700 | $192,300 Land $117,700 Building $74,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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