3800 Torres Ave, Moss Point, MS 39563 Property Records

Jackson County property record for 3800 Torres Ave, Moss Point, MS 39563

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,851 sqft · built 1950
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$144,200 (Sep 2019)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`766.24-03-0023.00`

Property Details

APN / Parcel Number

Primary APN	`766.24-03-0023.00`
Alternative APNs	`21220303.100` `042266`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,851 sqft Heated Area
Gross Area	1,928 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	35,284 sqft (0.81 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3800 TORRES AVE
City	MOSS POINT
State	MS
Zip	39563-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21220303.100
Legal Range	6W
Legal Township	7S
Legal Section	24
Legal Subdivision	DENNY AND MCINNIS TRACT
Jurisdiction	JACKSON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1031
Census Tract	41400

Owner

3800 Torres Ave is owned and occupied by an individual who bought it in September 2019.

Source: Jackson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3800 TORRES AVE, MOSS POINT, MS 39563-2232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit KEESLER FEDERAL CREDIT UNION
Sep 3, 2019	Deed of Trust, Mortgage · FHA Mortgage FBT MORTGAGE
Feb 5, 2018	Deed of Trust, Mortgage REGIONS BANK
Sep 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Jun 28, 2016 · Amount on File
Deed Document Number	201920376
Deed Book / Page	1947 / 848
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Recording Date	May 18, 2026
Property Address	3800 TORRES AVE, MOSS POINT, MS 39563-2232
Document Number	0000009768
Book / Page	4245 / 368
Instrument Date	May 13, 2026
Instrument	20269768
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 TORRES AVE, MOSS POINT, MS 39563-2232

Mortgage

Document Number	0000009768,
Date	May 18, 2026
Book Page	4245/368
Instrument	20269768

Lender

Name	KEESLER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	3800 TORRES AVE, MOSS POINT, MS 39563-2232
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003610/398
Date	Sep 3, 2019
Book Page	3610/398
Instrument	201920377

Lender

Name	FBT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	3800 TORRES AVE, MOSS POINT, MS 39563-2232
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003489/0000000442
Date	Feb 5, 2018
Book Page	0000003489/0000000442
Instrument	201801729

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2048

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Sep 3, 2019
Property Address	3800 TORRES AVE, MOSS POINT, MS 39563-2232
Document Number	001947/848
Book / Page	1947 / 848
Instrument Date	Aug 28, 2019
Instrument	201920376
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 TORRES AVE, MOSS POINT, MS 39563-2232

Tax Assessment & Valuation

The 2025 property tax bill for 3800 Torres Ave was $1,375 with a homeowner's exemption, up 15.2% from the year before.

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Moss Point City
Unified School District	Moss Point School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00 (+15.16%) Homeowner's exemption	$9,176 (+5.39%) Land $1,407 Building $7,769	$91,757 (+5.38%) Land $14,070 Building $77,687
2024	$1,194.00 (+4.83%) Homeowner's exemption	$8,707 (-) Land $1,359 Building $7,348	$87,072 (-) Land $13,590 Building $73,482
2023	$1,139.00 (+1.61%) Homeowner's exemption	$8,707 (-) Land $1,359 Building $7,348	$87,072 (-) Land $13,590 Building $73,482
2022	$1,121.00 Homeowner's exemption	$8,707 Land $1,359 Building $7,348	$87,072 Land $13,590 Building $73,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3800 Torres Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 143 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	75 (1978–2023)
Claims Outside the SFHA	26 of 75
Most Recent Claim	Jun 2023 · Severe Storms, Straight-line Winds, And Tornadoes.
Claims by Event	Hurricane Zeta, Oct 2020 · 5 claims Hurricane Katrina, Aug 2005 · 23 claims Hurricane Georges, Sep 1998 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3800 Torres Ave is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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