3800 Smooth Rock Ct, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 3800 Smooth Rock Ct, Charlotte, NC 28210

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,126 sqft · built 1970
Lot Size	0.438 acres (19,112 sqft)
Owner	Trust Name on File
Last Sale	$180,000 (Feb 2016)
Tax Bill	$6,043 (2023)
Deeds & Mortgages	Oct 2023 Transfer Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-111-50`

Property Details

APN / Parcel Number

Primary APN	`179-111-50`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,126 sqft Heated Area
Gross Area	2,336 sqft
1st Floor Area	1,568 sqft
Upper Floors Area	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,112 sqft (0.438 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	156 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	179-111-50
Street Address	3800 SMOOTH ROCK CT
City	CHARLOTTE
State	NC
Zip	28210-6910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L7 B47 M14-223
Legal Subdivision	BEVERLY WOODS
Legal Block	47
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3012
Census Tract	3022

Owner

3800 Smooth Rock Ct is owner-occupied and held in a trust since October 2023.

Source: Mecklenburg County records, as of November 3, 2023

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	3800 SMOOTH ROCK CT, CHARLOTTE, NC 28210-6910
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Intrafamily Transfer, Transfer
Dec 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
May 14, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 23, 2016 · Amount on File
Deed Sale	Feb 23, 2016 · Amount on File
Prior Sale	Feb 23, 2016 · Amount on File
Deed Document Number	0000019803
Deed Book / Page	30613 / 328
Last Transfer Date	Oct 26, 2023
Transfer Doc	0000101752
Record Updated	Jun 7, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 26, 2023
Property Address	3800 SMOOTH ROCK CT, CHARLOTTE, NC 28210-6910
Document Number	0000101752
Book / Page	38447 / 995
Map Reference	MB 14 PG 223
Instrument Date	Jul 20, 2023
Instrument	2023101752
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3800 SMOOTH ROCK CT, CHARLOTTE, NC 28210-6910

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3800 SMOOTH ROCK CT, CHARLOTTE, NC 28210-6910

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3800 SMOOTH ROCK CT, CHARLOTTE, NC 28210-6910
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165305
Date	Dec 11, 2017
Book Page	32330/650
Instrument	2017165305

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3800 SMOOTH ROCK CT, CHARLOTTE, NC 28210-6910
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013719
Date	Jan 30, 2020
Book Page	34243/206
Instrument	2020013719

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3800 SMOOTH ROCK CT, CHARLOTTE, NC 28210-6910
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068886
Date	May 14, 2020
Book Page	34574/197
Instrument	2020068886

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,043.00	$626,300 Land $325,000 Building $301,300	$626,300 Land $325,000 Building $301,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3800 Smooth Rock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3800 Smooth Rock Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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