3800 Silverbell Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3800 Silverbell Loop, Oviedo, FL 32765 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,828 sqft · built 2006
Lot Size	0.042 acres (1,847 sqft)
Owner	Individual Name on File
Last Sale	$346,000 (Aug 2022)
Tax Bill	$4,384 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-21-31-5RQ-0000-1080`

Property Details

APN / Parcel Number

Primary APN	`35-21-31-5RQ-0000-1080`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,828 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	1,036 sqft
Upper Floors Area	1,036 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	1,847 sqft
Garage Area	218 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3800 SILVERBELL LOOP
City	OVIEDO
State	FL
Zip	32765-5178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 HAWTHORNE GLEN TOWNHOMES PB 66 PGS 12-25
Legal Range	31E
Legal Township	21S
Legal Section	35
Legal Subdivision	HAWTHORNE GLEN TOWNHOMES
Legal Lot Number	108
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2014
Census Tract	21316

Owner

Source: Seminole County records · APN 35-21-31-5RQ-0000-1080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3800 SILVERBELL LOOP, OVIEDO, FL 32765-5178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 16, 2022	Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Oct 05, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 18, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jul 20, 2017	Warranty Deed, Transfer · FHA Mortgage THE MTG FIRM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	2022094705
Deed Book / Page	10298 / 1619
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3800 SILVERBELL LOOP, OVIEDO, FL 32765-5178
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 SILVERBELL LOOP, OVIEDO, FL 32765-5178

Mortgage

Document Number	0105391575
Date	Nov 17, 2023
Book Page	10539/1575
Instrument	2023105811

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 01, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 16, 2022
Property Address	3800 SILVERBELL LOOP, OVIEDO, FL 32765-5178
Document Number	0102981619
Book / Page	10298 / 1619
Map Reference	MB 66 PG 12-25
Instrument Date	Aug 15, 2022
Instrument	2022094705
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,422.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 HAWTHORN CIR, SEBASTIAN, FL 32976-7500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 SILVERBELL LOOP, OVIEDO, FL 32765-5178

Mortgage

Document Number	0102981620
Date	Aug 16, 2022
Instrument	10298/1620

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3800 SILVERBELL LOOP, OVIEDO, FL 32765-5178
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 SILVERBELL LOOP, OVIEDO, FL 32765-5178

Mortgage

Document Number	0097240426
Date	Oct 05, 2020
Book Page	9724/426
Instrument	2020112052

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	3800 SILVERBELL LOOP, OVIEDO, FL 32765-5178
Document Number	0097301345
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 SILVERBELL LOOP OVIEDO FL 327655178, OVIEDO, FL 32765-5178

Mortgage

Document Number	0097301345
Date	Oct 12, 2020
Book Page	009730/001345
Instrument	115059

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2050

Interest

Rate	3.5%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 20, 2017
Property Address	3800 SILVERBELL LOOP, OVIEDO, FL 32765-5178
Document Number	0089560142
Book / Page	008956 / 000142
Instrument Date	Jul 14, 2017
Instrument	73304
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	MERCURY TITLE COMPANY, MERCURY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3800 SILVERBELL LOOP OVIEDO FL 327655178, OVIEDO, FL 32765-5178

Mortgage

Document Number	89560143
Date	Jul 20, 2017
Book Page	008956/000143
Instrument	73305

Lender

Name	THE MTG FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,384.00	$321,882 (+4.7%)	$321,882 (+4.7%) Land $65,000 Building $256,882
2023	$4,384.00 (+30.87%)	$307,420 (+14.62%)	$307,420 (+7.42%) Land $65,000 Building $242,420
2022	$3,350.00	$268,201	$286,191 Land $60,000 Building $226,191

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured 18 under condo master policies
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 472 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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