3800 Phillips Ave, Paducah, KY 42001 Property Records

McCracken County property record for 3800 Phillips Ave, Paducah, KY 42001

Property Summary

Property TypeSingle Family Home
Lot Size0.381 acres (16,590 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jun 2017)
Tax Bill$737 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN095-23-03-022

Property Details

APN / Parcel Number

Primary APN095-23-03-022
Alternative APNs
  • 164335
  • 33222

Exterior

Lot Area16,590 sqft (0.381 acres)
Lot Dimensions158 ft deep x 105 ft wide

Location & Zoning

Account Number164335
Street Address3800 PHILLIPS AVE
CityPADUCAH
StateKY
Zip42001-4646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16-40-51 105X156X104X157 COUNTRY CLUB TERR L22D
Legal SubdivisionCOUNTRY CLUB
Legal Lot Number22D
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group3
Census Block3009
Census Tract30800

Owner

3800 Phillips Ave is owned and occupied by two individuals who acquired it in October 2025.

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3800 PHILLIPS AVE, PADUCAH, KY 42001-4646
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2017 · Amount on File
Deed SaleJun 9, 2017 · Amount on File
Deed Document Number2017572606
Deed Book / Page1345 / 312
Last Transfer DateOct 10, 2025
Transfer Doc0000726532
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCRACKEN KY
Recording DateJul 9, 2026
Property Address3800 PHILLIPS AVE, PADUCAH, KY 42001-4646
Document Number0000850749
Book / Page1887 / 250
Instrument DateJun 24, 2026
Instrument2026850749
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3800 PHILLIPS AVE, PADUCAH, KY 42001-4646

Mortgage

Document Number0000850749,
DateJul 9, 2026
Book Page1887/250
Instrument2026850749
Lender
NameINDEPENDENCE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 30, 2041
Interest
Rate TypeAdjustable Rate
Rate5.87%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3800 Phillips Ave was $737.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
MunicipalityPaducah City
Unified School DistrictPaducah Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,000 (-)$206,000 (-)
2025$737.00$206,000$206,000
2023$3,038.00 (-1.14%)$206,000 (-)$206,000 (-)
2022$3,073.00$206,000$206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3800 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3800 Phillips Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
PPS Fibernet
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

Nearby Properties on Phillips Ave

Nearby Streets

Search Property Records by Address or Parcel Number