Osceola County property record for 3800 Opal Cir, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,182 sqft Living Area |
| Lot Size | 13,852 sqft (0.318 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $329,900 (2021) |
| Tax Bill | $6,002.00 (2024) |
| Primary APN | 26-26-30-0626-0001-0510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,182 sqft Living Area |
| Gross Area | 3,305 sqft Gross Area |
| 1st Floor | 2,182 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,852 sqft (0.318 acres) |
| Depth X Width | 140 ft x 90 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 720 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 24 sqft Pool |
| Deck Area | 429 sqft Deck |
| Porch Area | 403 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3800 OPAL CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7394 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SAWGRASS UNIT 1 PB 10 PG 140-141 LOT 51 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | SAWGRASS UNIT 1 |
| Legal Tract | 626 |
| Legal Block | 510 |
| Legal Lot Number | 51 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 43304 |
Source: Osceola County records · APN 26-26-30-0626-0001-0510
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3800 OPAL CIR, SAINT CLOUD, FL 34772-7394 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Sep 10, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2021 · Amount on Record |
| Deed Sale | Nov 03, 2021 · Amount on Record |
| Prior Sale | Mar 10, 2021 · Amount on Record |
| Deed Doc Number | 2021171183 |
| Deed Book / Page | 6079 / 1126 |
| Prior Transfer Date | Sep 04, 2019 |
| Prior Transfer Doc | 0055860925 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 10, 2019 |
| Property Address | 3800 OPAL CIR, SAINT CLOUD, FL 34772-7394 |
| Document Number | 0055860925 |
| Book / Page | 005586 / 000925 |
| Instrument Date | Sep 04, 2019 |
| Instrument | 116117 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3800 OPAL CIR ST CLOUD FL 347727394, ST CLOUD, FL 34772-7394 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 30, 2018 |
| Property Address | 3800 OPAL CIR, SAINT CLOUD, FL 34772-7394 |
| Document Number | 0052771707 |
| Book / Page | 5277 / 1707 |
| Map Reference | MB10 PG140&141 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 2018016046 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,974.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1223, ARAB, AL 35016-6223 |
| Name | Verified Name |
|---|---|
| Address | 3800 OPAL CIR, SAINT CLOUD, FL 34772-7394 |
| Document Number | 2018016047 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 2018016047 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,317.00 (+5.25%) Homeowner's exemption | $395,821 (+13.83%) | $423,100 (+8.79%) Land $75,000 Building $348,100 |
| 2024 | $6,002.00 (+9.07%) | ||
| 2023 | $5,503.00 (+3.36%) Homeowner's exemption | $347,728 (+3%) | $388,900 (+15.2%) Land $65,000 Building $323,900 |
| 2022 | $5,324.00 Homeowner's exemption | $337,600 Land $60,000 Building $277,600 | $337,600 Land $60,000 Building $277,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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