380 Tower Rd, Hudson, WI 54016 Property Records

St. Croix County property record for 380 Tower Rd, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Dec 2021)
Tax Bill	$3,520 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-1025-40-000`

Property Details

APN / Parcel Number

Primary APN	`040-1025-40-000`
Alternative APN	`06.28.19.84B`

Exterior

Lot Area	74,923 sqft (1.72 acres)

Location & Zoning

Street Address	380 TOWER RD
City	HUDSON
State	WI
Zip	54016-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 6 T28N R19W 1.72 A IN SE NE FROM NE COR SEC 6 GO W 1140.7 FT, TH S 2684.1 FT TO CL TN RD & POB: TH W 200 FT, TH N 375' TH
Legal Range	19W
Legal Township	28N
Legal Section	06
Jurisdiction	ST CROIX WI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2071
Census Tract	120905

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	380 TOWER RD, HUDSON, WI 54016-8026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Mar 20, 2020	Deed of Trust, Mortgage · ARM ASSOCIATED BANK
Jun 11, 2019	Warranty Deed, Transfer · Conventional with PMI STATE CHARTERED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	20211145263
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	0001000892
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 15, 2021
Property Address	380 TOWER RD, HUDSON, WI 54016-8026
Document Number	0001145263
Instrument Date	Dec 2, 2021
Instrument	1145263
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001145264
Date	Dec 15, 2021
Instrument	1145264

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	380 TOWER RD, HUDSON, WI 54016-8026
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001055866
Date	Oct 20, 2017
Instrument	1055866

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	380 TOWER RD, HUDSON, WI 54016-8026
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001099031
Date	Mar 20, 2020
Instrument	1099031

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.38%
Index	1-Year CMT

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 11, 2019
Property Address	380 TOWER RD, HUDSON, WI 54016-8026
Document Number	0001082863
Instrument Date	Jun 6, 2019
Instrument	1082863
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	WESTCONSIN TITLE SERVICES, WESTCONSIN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11200 W 78TH ST EDEN PRAIRIE MN 553443814, EDEN PRAIRIE, MN 55344-3814

Mortgage

Document Number	1082864
Date	Jun 11, 2019
Instrument	1082864

Lender

Name	STATE CHARTERED CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Troy Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,520.00 Homeowner's exemption
2025	$3,520.00 (+9.69%) Homeowner's exemption	$308,300 (-) Land $75,100 Building $233,200	$308,300 (-) Land $75,100 Building $233,200
2023	$3,209.00 Homeowner's exemption	$308,300 Land $75,100 Building $233,200	$308,300 Land $75,100 Building $233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Baldwin Telecom, Verizon.

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