380 Sunset Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 380 Sunset Rd, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Lot Size0.463 acres (20,187 sqft)
Owner2 Individual Names on Record
Last Sale$302,000 (Nov 2020)
Tax Bill$3,501 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Sep 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-19-07-177-009

Property Details

APN / Parcel Number

Primary APN01-19-07-177-009

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,668 sqft Living Area
1st Floor Area1,668 sqft
Basement Area1,668 sqft
Unfinished Basement1,668 sqft

Exterior

Lot Area20,187 sqft (0.463 acres)
Garage Area576 sqft

Location & Zoning

Street Address380 SUNSET RD
CityPETOSKEY
StateMI
Zip49770-9259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEC R-1
Legal DescriptionKILBORN HEIGHTS, LOT 6. SECTION 7, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section07
Legal SubdivisionKILBORN HEIGHTS
Legal Lot Number6
JurisdictionEMMET MI
Township / Civil DivisionBEAR CREEK
Census Block Group5
Census Block5010
Census Tract970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address380 SUNSET RD, PETOSKEY, MI 49770-9259
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Warranty Deed, Transfer · Conventional Mortgage
FLORIDA CAPITAL BANK
Sep 26, 2019Warranty Deed, Transfer
Sep 26, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
HOME POINT FINANCIAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Prior SaleSep 26, 2019 · Amount on Record
Deed Document Number20205180364
Deed Book / Page1227 / 415
Prior Transfer DateAug 4, 2011
Prior Transfer Doc1136/763
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateNov 23, 2020
Property Address380 SUNSET RD, PETOSKEY, MI 49770-9259
Document Number1227/415
Book / Page1227 / 415
Instrument DateNov 13, 2020
Instrument5180364
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 N HARRISON BLVD, BOISE, ID 83702-3440

Mortgage

Document Number5180365
DateNov 23, 2020
Instrument5180365
Lender
NameFLORIDA CAPITAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term350 Months
DueJan 1, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateSep 26, 2019
Property Address380 SUNSET RD, PETOSKEY, MI 49770-9259
Document Number1215/478
Book / Page1215 / 478
Instrument DateSep 24, 2019
Instrument5168396
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 SUNSET RD, PETOSKEY, MI 49770-9259

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateSep 26, 2019
Property Address380 SUNSET RD, PETOSKEY, MI 49770-9259
Document Number1215/478
Book / Page1215 / 478
Instrument DateSep 24, 2019
Instrument5168396
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyBARRON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 SUNSET RD, PETOSKEY, MI 49770-9259

Mortgage

Document Number0000001215/0000000479
DateSep 26, 2019
Book Page0000001215/0000000479
Instrument5168397
Lender
NameHOME POINT FINANCIAL
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term352 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionBear Creek Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,400 (+47.03%) Land $210,400$420,800 (+47.03%) Land $420,800
2024$3,501.00
2023$143,100 Land $143,100$286,200 Land $286,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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