Adams County property record for 380 Spruce St, Bennett, CO 80102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,931 sqft · built 2020 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,788 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Sep 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1815-34-2-04-014 |
| Primary APN | 1815-34-2-04-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,931 sqft Living Area |
| Gross Area | 2,519 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,625 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0192804 |
|---|---|
| Street Address | 380 SPRUCE ST |
| City | BENNETT |
| State | CO |
| Zip | 80102-8686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BENNETT CROSSING FLG NO 2 BLK 9 LOT 14 |
| Legal Range | 63W |
| Legal Township | 03S |
| Legal Section | 34 |
| Legal Quarter | 2 |
| Legal Subdivision | BENNETT CROSSING |
| Legal Block | 9 |
| Legal Lot Number | 14 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | EAST ADAMS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 8401 |
Source: Adams County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 380 SPRUCE ST, BENNETT, CO 80102-8686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU |
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU |
| Dec 8, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 12, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2021 |
| Deed Sale | Dec 8, 2021 |
| Prior Sale | Jan 12, 2021 · Amount on Record |
| Deed Document Number | 2021143187 |
| Prior Transfer Date | Nov 30, 2021 |
| Prior Transfer Doc | 0000143187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 380 SPRUCE ST, BENNETT, CO 80102-8686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000097051 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022000097051 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 13, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 380 SPRUCE ST, BENNETT, CO 80102-8686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 380 SPRUCE ST, BENNETT, CO 80102-8686 |
| Document Number | 0000056980 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025000056980 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Dec 8, 2021 |
| Property Address | 380 SPRUCE ST, BENNETT, CO 80102-8686 |
| Document Number | 0000143187 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021000143187 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 380 SPRUCE ST, BENNETT, CO 80102-8686 |
| Document Number | 0000143188 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021000143188 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Jan 12, 2021 |
| Property Address | 380 SPRUCE ST, BENNETT, CO 80102-8686 |
| Document Number | 0000003357 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2021000003357 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.59 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 380 SPRUCE ST, BENNETT, CO 80102-8686 |
| Document Number | 0000003358 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021000003358 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Bennett Town |
| Unified School District | Bennett School District 29-J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,788.00 (-21.07%) | $31,480 (-6.17%) Land $6,320 Building $25,160 | $463,000 (-6.65%) Land $93,000 Building $370,000 |
| 2024 | $4,799.00 (-3.56%) | ||
| 2023 | $4,976.00 (+6.78%) | $33,550 (+7.81%) Land $5,410 Building $28,140 | $496,000 (+10.75%) Land $80,000 Building $416,000 |
| 2022 | $4,660.00 | $31,120 Land $8,340 Building $22,780 | $447,841 Land $120,000 Building $327,841 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 69% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BENNETT serves 4,400 people · EPA ID CO0101020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Eastern Slope Rural Telephone Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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