380 Saint Andrews Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 380 Saint Andrews Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 2,482 sqft · built 1963
Lot Size	0.447 acres (19,471 sqft)
Owner	Individual Name on File
Last Sale	$1,551,000 (May 2015)
Tax Bill	$22,609 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-042-09`

Property Details

APN / Parcel Number

Primary APN	`053-042-09`
Alternative APN	`053-042-09-000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,482 sqft Living Area
Gross Area	3,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2000
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	19,471 sqft (0.447 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	380 SAINT ANDREWS DR
City	APTOS
State	CA
Zip	95003-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	TRACT 321 LOT 160
Legal Subdivision	COUNTRY CLUB PARK UN #8 TR #321
Legal Tract	321
Legal Lot Number	160
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1011
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	380 SAINT ANDREWS DR, APTOS, CA 95003-5419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on File
Deed Sale	May 29, 2015 · Amount on File
Prior Sale	Mar 30, 2005 · Amount on File
Deed Document Number	201521040
Prior Transfer Date	Apr 14, 2005
Prior Transfer Doc	0000027459
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	380 SAINT ANDREWS DR, APTOS, CA 95003-5419
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 SAINT ANDREWS DR, APTOS, CA 95003-5419

Mortgage

Document Number	0000047951
Date	Sep 20, 2021
Instrument	2021-0047951

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	380 SAINT ANDREWS DR, APTOS, CA 95003-5419
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 SAINT ANDREWS DR, APTOS, CA 95003-5419

Mortgage

Document Number	0000011958
Date	Feb 26, 2021
Instrument	2021-0011958

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	380 SAINT ANDREWS DR, APTOS, CA 95003-5419
Document Number	0000014359
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	380 SAINT ANDREWS DR APTOS CA 950035419, APTOS, CA 95003-5419

Mortgage

Document Number	0000014359
Date	Apr 27, 2020
Instrument	14359

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2035

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,901,352 (+2%) Land $1,164,593 Building $736,759
2025	$22,609.00 (+9.47%) Homeowner's exemption	$1,864,070 (+4.04%) Land $1,141,758 Building $722,312
2023	$20,654.00 (+1.99%) Homeowner's exemption	$1,791,686 Land $1,097,422 Building $694,264	$1,927,800
2022	$20,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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