380 Orchard Rd, Schellsburg, PA 15559 Property Records

Bedford County property record for 380 Orchard Rd, Schellsburg, PA 15559

Property Summary

Property Type	Rural Home
Details	2,509 sqft · built 2008
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on File
Last Sale	$2,256 (Apr 2007)
Tax Bill	$3,899 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D.07-0.00-306`

Property Details

APN / Parcel Number

Primary APN	`D.07-0.00-306`
Alternative APN	`330-084452`

Interior

Stories	1 Story
Building Area	2,509 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	479,160 sqft (11 acres)
Garage Type	Attached

Location & Zoning

Street Address	380 ORCHARD RD
City	SCHELLSBURG
State	PA
Zip	15559-9142
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 4 OFF D7-104 380 ORCHARD RD
Legal Lot Number	4
Jurisdiction	BEDFORD PA
Township / Civil Division	EAST ST. CLAIR
Census Block Group	2
Census Block	2074
Census Tract	960300

Owner

380 Orchard Rd, a rural home, is owned and occupied by two individuals who bought it in April 2007.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Mar 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Nov 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2007 · Amount on File
Deed Sale	Apr 5, 2007 · Amount on File
Deed Document Number	20072181
Deed Book / Page	1169 / 115
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Recording Date	Jun 10, 2026
Property Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142
Document Number	0000002456
Instrument Date	May 29, 2026
Instrument	20262456
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142

Mortgage

Document Number	0000002456,
Date	Jun 10, 2026
Instrument	20262456

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142

Mortgage

Document Number	02025/6200
Date	Dec 31, 2025
Book Page	2025/6200
Instrument	2025-006200

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142

Mortgage

Document Number	002023/296
Date	Jan 25, 2023
Book Page	2023/296
Instrument	2023-000296

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	OSTERBURG, PA 16667

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142

Mortgage

Document Number	02022/1575
Date	Mar 24, 2022
Book Page	2022/1575
Instrument	2022-001575

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	OSTERBURG, PA 16667

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 25, 2027

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/5418
Date	Nov 30, 2018
Book Page	2018/5418
Instrument	2018-005418

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	CLAYSBURG, PA 16625

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	Dec 5, 2025

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	380 ORCHARD RD, SCHELLSBURG, PA 15559-9142
Transaction Type	Mortgage
Record Updated	Nov 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-005590
Date	Oct 27, 2017
Instrument	2017-005590

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 380 Orchard Rd was $3,899.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	East St. Clair Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,899.00	$246,400 Land $40,000 Building $206,400	$246,400 (-) Land $40,000 Building $206,400
2025			$246,400 Land $40,000 Building $206,400
2023	$3,285.00 Additional exemption filed	$246,400 Land $40,000 Building $206,400
2012			$246,400 Land $40,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 380 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 97 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	97 (1979–2021)
Claims Outside the SFHA	13 of 97
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 3 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 380 Orchard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Crowsnest Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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