380 Monroe St, Troy, MO 63379 Property Records

Lincoln County property record for 380 Monroe St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,428 sqft · built 1920
Lot Size	0.683 acres (29,795 sqft)
Owner	Individual Name on Record
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-045-002.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-045-002.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Basement Area	1,428 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,795 sqft (0.683 acres)
Garage Type	Detached
Garage Area	260 sqft

Location & Zoning

Street Address	380 MONROE ST
City	TROY
State	MO
Zip	63379-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.68 AC- OUT LOT 52 FRAC SECT 26 TOWN OF TROY
Legal Range	01W
Legal Township	49
Legal Section	26
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4004
Census Tract	810305

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	380 MONROE ST, TROY, MO 63379-1739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 12, 2024	Intrafamily Transfer, Transfer
Dec 27, 2017	Intrafamily Transfer, Transfer
Nov 22, 2017	Warranty Deed, Transfer · Conventional Mortgage PROVIDENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017
Deed Sale	Nov 22, 2017
Deed Document Number	2017011028
Deed Book / Page	2417 / 0537
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	380 MONROE ST, TROY, MO 63379-1739
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 MONROE ST, TROY, MO 63379-1739

Mortgage

Document Number	002475/873
Date	Feb 15, 2022
Book Page	2475/873
Instrument	2022001593

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Feb 12, 2024
Property Address	380 MONROE ST, TROY, MO 63379-1739
Document Number	002497/684
Book / Page	2497 / 684
Instrument Date	Feb 10, 2024
Instrument	2024000986
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 MONROE ST, TROY, MO 63379-1739

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Dec 27, 2017
Property Address	380 MONROE ST, TROY, MO 63379-1739
Document Number	02418/0509
Book / Page	2418 / 0509
Instrument Date	Dec 27, 2017
Instrument	2017012001
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 MONROE ST, TROY, MO 63379-1739

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 22, 2017
Property Address	380 MONROE ST, TROY, MO 63379-1739
Document Number	02417/0537
Book / Page	2417 / 0537
Instrument Date	Nov 20, 2017
Instrument	2017011028
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 MONROE ST, TROY, MO 63379-1739

Mortgage

Document Number	2017011029
Date	Nov 22, 2017
Instrument	2017011029

Lender

Name	PROVIDENCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00 (+10.94%)	$16,471 (+12.34%) Land $2,726 Building $13,745	$86,690 (+12.34%) Land $14,350 Building $72,340
2023	$932.00 (+5.67%)	$14,662 Land $1,818 Building $12,844	$77,170 Land $9,570 Building $67,600
2022	$882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.

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