380 Emerald St, Diamond (Coal City), IL 60416 Property Records

Grundy County property record for 380 Emerald St, Diamond, IL 60416

Property Summary

Property Type	Single Family Home
Details	2,967 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$8,941 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-02-276-035`

Property Details

APN / Parcel Number

Primary APN	`09-02-276-035`

Interior

Building Area	2,967 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	380 EMERALD ST
City	COAL CITY
State	IL
Zip	60416-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND RIDGE SUB LT 9 SEC 2-32-8
Legal Range	08W
Legal Township	32N
Legal Section	02
Legal Subdivision	DIAMOND RIDGE SUBDIVISION
Legal Lot Number	9
Jurisdiction	GRUNDY IL
Township / Civil Division	BRACEVILLE
Census Block Group	1
Census Block	1026
Census Tract	800

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	380 EMERALD ST, COAL CITY, IL 60416-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jan 17, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	380 EMERALD ST, DIAMOND, IL 60416-3002
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000615384
Date	Sep 1, 2022
Instrument	615384

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRUNDY IL
Property Address	380 EMERALD ST, DIAMOND, IL 60416-3002
Document Number	0000582775
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	380 EMERALD ST DIAMOND IL 604163002, DIAMOND, IL 60416-3002

Mortgage

Document Number	0000582775
Date	Feb 13, 2019
Instrument	582775

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Braceville Township
Municipality	Diamond Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,941.00 (+27.91%)	$157,957 (+21.99%) Land $22,112 Building $135,845	$473,871 (+21.99%) Land $66,336 Building $407,535
2022	$6,990.00 Homeowner's exemption	$129,487 Land $18,126 Building $111,361	$388,461 Land $54,378 Building $334,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAMOND serves 2,508 people · EPA ID IL0630250
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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