380 Echo Ridge Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 380 Echo Ridge Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,477 sqft · built 1978
Lot Size	3.96 acres (172,498 sqft)
Owner	Individual Name on Record
Last Sale	$1,675,000 (Jul 2017)
Tax Bill	$21,457 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099-041-42`

Property Details

APN / Parcel Number

Primary APN	`099-041-42`
Alternative APN	`099-041-42-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	4,477 sqft Living Area
Gross Area	4,907 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Tile
Lot Area	172,498 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	380 ECHO RIDGE LN
City	SOQUEL
State	CA
Zip	95073-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	REC OF SURVEY 48 PG 8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	121100

Owner

Source: Santa Cruz County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	380 ECHO RIDGE LN, SOQUEL, CA 95073-9449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jul 24, 2017	Grant Deed, Transfer SECURED INCOME FUND II LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	201724147
Prior Transfer Date	Mar 3, 2006
Prior Transfer Doc	0000013907
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	380 ECHO RIDGE LN, SOQUEL, CA 95073-9449
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 ECHO RIDGE LN, SOQUEL, CA 95073-9449

Mortgage

Document Number	0000019463
Date	Jun 29, 2022
Instrument	2022-0019463

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2017
Property Address	380 ECHO RIDGE LN, SOQUEL, CA 95073-9449
Document Number	0000024147
Instrument Date	Jul 14, 2017
Instrument	24147
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,843.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	380 ECHO RIDGE LN SOQUEL CA 950739449, SOQUEL, CA 95073-9449

Mortgage

Document Number	24148
Date	Jul 24, 2017
Instrument	24148

Lender

Name	SECURED INCOME FUND II LLC
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,943,981 (+2%) Land $986,498 Building $957,483
2025	$21,457.00 (+4.49%) Homeowner's exemption	$1,905,864 (+4.04%) Land $967,155 Building $938,709
2024	$20,535.00 (+1.65%)
2023	$20,202.00 (+1.31%) Homeowner's exemption	$1,831,857 Land $929,599 Building $902,258	$1,811,250
2022	$19,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio.

Cell Coverage

5G and 4G LTE (outdoors only)

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