38 Wood Rd, Wayne, ME 04284 Property Records

Kennebec County and Wayne Town property record for 38 Wood Rd, Wayne, ME 04284

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 899 sqft · built 1970
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Tax Bill	$3,813 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAYN M:009 L:019`

Property Details

APN / Parcel Number

Primary APN	`WAYN M:009 L:019`
Alternative APN	`598`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	899 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	598
Street Address	38 WOOD RD
City	WAYNE
State	ME
Zip	04284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	19
Jurisdiction	WAYNE ME
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2030
Census Tract	14500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Wood Rd is owned by an individual who acquired it in August 2022.

Source: Kennebec County and Wayne Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	29 WOOD RD, WAYNE, ME 04284-3152
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Aug 12, 2022	Warranty Deed, Transfer
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022
Deed Sale	Aug 12, 2022
Deed Document Number	202219624
Deed Book / Page	14542 / 312
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Recording Date	May 12, 2026
Property Address	38 WOOD RD, WAYNE, ME 04284
Document Number	2026009556
Book / Page	15722 / 92
Instrument Date	May 1, 2026
Instrument	20269556
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009556,
Date	May 12, 2026
Book Page	15722/92
Instrument	20269556

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE ME
Recording Date	Aug 12, 2022
Property Address	38 WOOD RD, WAYNE, ME 04284
Document Number	2022019624
Book / Page	14542 / 312
Instrument Date	Aug 11, 2022
Instrument	2022019624
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 WOOD RD, WAYNE, ME 04284-3152

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	38 WOOD RD, WAYNE, ME 04284
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004927
Date	Mar 18, 2019
Book Page	13167/277
Instrument	2019004927

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38 Wood Rd was $3,813, up 54.2% from the year before.

Source: Kennebec County and Wayne Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Wayne Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,813.00 (+54.25%)	$320,400 (+53.3%) Land $100,200 Building $220,200
2024	$2,472.00 (+44.39%)	$209,000 (+151.5%) Land $100,200 Building $108,800
2023	$1,712.00 (+9.18%)	$83,100 (-) Land $31,900 Building $51,200	$199,690
2022	$1,568.00	$83,100 Land $31,900 Building $51,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Wood Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1987–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms & Flooding, Apr 1987 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Wood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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