Lonoke County property record for 38 Winners Cir, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,492 sqft · built 2006 |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Apr 2017) |
| Tax Bill | $880 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 721-18027-000 |
| Primary APN | 721-18027-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 143 sqft |
| Patio Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 38 WINNERS CIR |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-5040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:27 CITY/MUNI/TWP:CABOT SUBD:HILLTOP ADDITION SEC/TWN/RNG/MER:SEC 25 TWN 04N RNG 10 |
| Legal Range | 10 |
| Legal Township | 04N |
| Legal Section | 25 |
| Legal Subdivision | HILLTOP ADDITION |
| Legal Lot Number | 27 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20206 |
Source: Lonoke County records · APN 721-18027-000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 WINNERS CIR, CABOT, AR 72023-5040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 25, 2017 | Warranty Deed, Transfer FIRST AR BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Prior Sale | Aug 30, 2006 |
| Deed Document Number | 0201704074 |
| Deed Book / Page | 2017 / 04074 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 38 WINNERS CIR, CABOT, AR 72023-5040 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38 WINNERS CIR, CABOT, AR 72023-5040 |
| Document Number | 0000006540 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 2023/6540 |
| Instrument | 2023-06540 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Address | LITTLE ROCK, AR 72221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 26, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 38 WINNERS CIR, CABOT, AR 72023-5040 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000005447 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 2021/5447 |
| Instrument | 2021-05447 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Jun 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Apr 25, 2017 |
| Property Address | 38 WINNERS CIR, CABOT, AR 72023-5040 |
| Document Number | 0000004074 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 4074 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 WINNERS CIR CABOT AR 720235040, CABOT, AR 72023-5040 |
| Document Number | 4075 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 4075 |
| Name | FIRST AR BK&TR |
|---|---|
| Type | Bank |
| Address | SHERWOOD, AR 72124 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 24, 2047 |
Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,130 (-) Land $6,000 Building $21,130 | ||
| 2024 | $880.00 (-7.85%) | ||
| 2023 | $955.00 Homeowner's exemption | $27,130 Land $6,000 Building $21,130 | $135,650 Land $30,000 Building $105,650 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 73% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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