Anne Arundel County property record for 38 Windwhisper Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,808 sqft · built 1984 |
| Lot Size | 0.197 acres (8,569 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Dec 1995) |
| Tax Bill | $5,424 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-268-90036181 |
| Primary APN | 06-268-90036181 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 1,977 sqft |
| 1st Floor Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,569 sqft (0.197 acres) |
| Porch | Enclosed Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26890036181 |
|---|---|
| Street Address | 38 WINDWHISPER LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 49 PL 2 GEORGETOWN GROVE |
| Legal Subdivision | GEORGETOWN GROVE |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 706303 |
38 Windwhisper Ln is owned and occupied by two individuals who acquired it in July 2013.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 WINDWHISPER LN, ANNAPOLIS, MD 21403-3473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 1995 · Amount on File |
| Deed Sale | Dec 29, 1995 · Amount on File |
| Prior Sale | Sep 27, 1988 · Amount on File |
| Deed Document Number | 199512889 |
| Deed Book / Page | 7284 / 610 |
| Last Transfer Date | Jul 12, 2013 |
| Transfer Doc | 0266760440 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 38 Windwhisper Ln was $5,424 with a homeowner's exemption, up 2.6% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,000 (+3.05%) Land $225,200 Building $243,800 | $469,000 (-) Land $225,200 Building $243,800 | |
| 2025 | $5,424.00 (+2.61%) Homeowner's exemption | $455,100 | $469,000 Land $225,200 Building $243,800 |
| 2024 | $5,286.00 (+2.94%) | ||
| 2023 | $5,135.00 Homeowner's exemption | $427,300 Land $200,200 Building $227,100 | $427,300 Land $200,200 Building $227,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Windwhisper Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Windwhisper Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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