38 Windsor St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 38 Windsor St, Arlington, MA 02474

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,470 sqft · built 1914
Lot Size	0.112 acres (4,917 sqft)
Owner	Individual Name on Record
Last Sale	$1,080,000 (Oct 2024)
Tax Bill	$10,579 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`313180`

Property Details

APN / Parcel Number

Primary APN	`313180`
Alternative APN	`ARLI M:025.A B:0005 L:0038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,470 sqft Living Area
Basement Area	658 sqft
Unfinished Basement	658 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,917 sqft
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	313180
Street Address	38 WINDSOR ST
City	ARLINGTON
State	MA
Zip	02474-5520
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Block	5
Legal Lot Number	38
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	1
Census Block	1004
Census Tract	356701

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 WINDSOR ST, ARLINGTON, MA 02474-5520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 9, 2024	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2024 · Amount on Record
Deed Sale	Oct 9, 2024 · Amount on Record
Prior Sale	Jun 22, 2015 · Amount on Record
Deed Book / Page	83331 / 235
Transfer Doc	065581-418
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	38 WINDSOR ST, ARLINGTON, MA 02474-5520
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080896-330
Date	Nov 1, 2022
Book Page	80896/330
Instrument	162312

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate

October 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ARLINGTON MA
Recording Date	Oct 9, 2024
Property Address	38 WINDSOR ST, ARLINGTON, MA 02474-5520
Document Number	083331-235
Book / Page	83331 / 235
Instrument Date	Oct 8, 2024
Instrument	114503
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 WINDSOR ST, ARLINGTON, MA 02474-5520

Mortgage

Document Number	0000117175
Date	Oct 9, 2024
Instrument	117175

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	38 WINDSOR ST, ARLINGTON, MA 02474-5520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75524-41
Date	Sep 2, 2020
Book Page	75524/41
Instrument	152837

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,579.00 (+32.4%)	$991,500 (+33.64%) Building $987,500	$963,418 (-5.84%)
2025	$7,990.00 (+4.49%)	$741,900 (+2.74%) Building $741,900	$1,023,150 (+2.29%)
2024	$7,647.00 (-2.25%)	$722,100 (+3.47%) Building $722,100	$1,000,255
2023	$7,823.00	$697,900 Building $697,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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