38 Windsor Rd, #2, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 38 Windsor Rd, #2, Somerville, MA 02144

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,107 sqft · built 1915
Lot Size	0.069 acres (3,026 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,210,000 (Feb 2020)
Tax Bill	$16,708 (2025)
Deeds & Mortgages	Feb 2021 Refinance Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20212640`

Property Details

APN / Parcel Number

Primary APN	`20212640`
Alternative APN	`SOME M:29 B:K L:2 U:2`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,107 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Condo/Apartment
Lot Area	3,026 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20212640
Street Address	38 WINDSOR RD, 2
City	SOMERVILLE
State	MA
Zip	02144-3135
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Legal Block	K
Legal Lot Number	2
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2000
Census Tract	350900

Owner

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	38 WINDSOR RD, 2#40#2, SOMERVILLE, MA 02144-3135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Mar 30, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY CREDIT CORP
Jan 2, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	202029122
Deed Book / Page	74195 / 167
Last Transfer Date	Oct 28, 2021
Transfer Doc	079902-585
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	38-40 WINDSOR RD # 2, 2, SOMERVILLE, MA 02144
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077071-556
Date	Feb 26, 2021
Book Page	77071/556
Instrument	43283

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Mar 30, 2022
Property Address	38-40 WINDSOR RD # 2, 2, SOMERVILLE, MA 02144
Document Number	079902-585
Book / Page	79902 / 585
Instrument Date	Oct 28, 2021
Instrument	47764
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38-40 WINDSOR RD # 2, 2, SOMERVILLE, MA 02144

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	38-40 WINDSOR RD # 2, 2, SOMERVILLE, MA 02144
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77110-342
Date	Mar 2, 2021
Book Page	77110/342
Instrument	46519

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 2, 2020
Property Address	38-40 WINDSOR RD # 2, 2, SOMERVILLE, MA 02144
Document Number	73937-465
Book / Page	73937 / 465
Instrument Date	Dec 26, 2019
Instrument	577
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38-40 WINDSOR RD # 2, 2, SOMERVILLE, MA 02144

Mortgage

Document Number	578
Date	Jan 2, 2020
Instrument	578

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,708.00 (+5.82%)	$1,531,400 (+2.03%) Building $1,531,400	$1,829,130 (+16.02%)
2024	$15,789.00 (+3.07%)	$1,500,900 (+1.31%) Building $1,500,900	$1,576,620
2023	$15,319.00	$1,481,500 Building $1,481,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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