Essex County and Salem City property record for 38 Willson St, Salem, MA 01970
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3.5 ba · 2,577 sqft · built 1925 |
| Lot Size | 0.175 acres (7,610 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Aug 2017) |
| Tax Bill | $9,666 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Nov 2022 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:24 L:0039 |
| Primary APN | SALE M:24 L:0039 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,577 sqft Living Area |
| Gross Area | 3,794 sqft |
| Basement Area | 956 sqft |
| Unfinished Basement | 574 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,610 sqft (0.175 acres) |
| Garage Type | Detached |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 38 WILLSON ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-2830 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Lot Number | 39 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 204701 |
Source: Essex County and Salem City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 WILLSON ST, SALEM, MA 01970-2830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Nov 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| May 21, 2025 | Deed of Trust, Mortgage EASTERN BANK |
| Jun 7, 2024 | Quit Claim Deed, Transfer · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Apr 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Aug 11, 2017 | Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on Record |
| Deed Sale | Aug 11, 2017 · Amount on Record |
| Prior Sale | May 30, 2014 · Amount on Record |
| Deed Book / Page | 36095 / 330 |
| Last Transfer Date | Jun 3, 2024 |
| Transfer Doc | 042154-541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 38 WILLSON ST, SALEM, MA 01970-2830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039396-516 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 39396/516 |
| Instrument | 20210111003300 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 38 WILLSON ST, SALEM, MA 01970-2830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041277-566 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 41277/566 |
| Instrument | 20221101000060 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 38 WILLSON ST, SALEM, MA 01970-2830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042726-204 |
|---|---|
| Date | May 21, 2025 |
| Book Page | 42726/204 |
| Instrument | 20250521000190 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Jun 7, 2024 |
| Property Address | 38 WILLSON ST, SALEM, MA 01970-2830 |
| Document Number | 042154-541 |
| Book / Page | 42154 / 541 |
| Instrument Date | Jun 3, 2024 |
| Instrument | 20240607000250 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 WILLSON ST, SALEM, MA 01970-2830 |
| Document Number | 20240607000260 |
|---|---|
| Date | Jun 7, 2024 |
| Instrument | 20240607000260 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 38 WILLSON ST, SALEM, MA 01970-2830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38385-579 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 38385/579 |
| Instrument | 20200401002100 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Aug 11, 2017 |
| Property Address | 38 WILLSON ST, SALEM, MA 01970-2830 |
| Document Number | 36095-330 |
| Book / Page | 036095 / 000330 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 1708110523 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,371.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 WILLSON ST SALEM MA 019702830, SALEM, MA 01970-2830 |
| Document Number | 36095-332 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 036095/000332 |
| Instrument | 1708110524 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,666.00 (+4.49%) | $896,700 (+9.92%) Land $242,900 Building $647,000 | $832,811 |
| 2025 | $9,251.00 (+9.23%) | $815,800 (+11.94%) Land $218,600 Building $597,200 | |
| 2024 | $8,469.00 (+2.9%) | $728,800 (+10.78%) Land $207,700 Building $521,100 | |
| 2023 | $8,230.00 | $657,900 Land $191,700 Building $466,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 14 units insured incl. 8 condo units |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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