38 Willow St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 38 Willow St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 1949
Lot Size	0.309 acres (13,451 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Aug 2024)
Tax Bill	$12,021 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12-01001-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`12-01001-0000-00032`
Alternative APNs	`120100100032` `07041`

Interior

Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,451 sqft (0.309 acres)
Lot Dimensions	269 ft deep x 50 ft wide

Location & Zoning

Street Address	38 WILLOW ST
City	MILLBURN
State	NJ
Zip	07041-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X269
Legal Block	1001
Legal Lot Number	32
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	2
Census Block	2003
Census Tract	20300

Owner

Source: Essex County and Millburn Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6 ROCKAGE RD, WARREN, NJ 07059-5506
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN SERVICES
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	Jul 26, 2011 · Amount on Record
Deed Document Number	202444548
Prior Transfer Date	Jul 11, 2011
Prior Transfer Doc	0011052767
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Aug 5, 2026
Property Address	38 WILLOW ST, MILLBURN, NJ 07041-1113
Document Number	0000051711
Instrument Date	Jul 30, 2026
Instrument	202651711
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	6 ROCKAGE RD, WARREN, NJ 07059-5506

Mortgage

Document Number	0000051711,
Date	Aug 5, 2026
Instrument	202651711

Lender

Name	LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	38 WILLOW ST, MILLBURN, NJ 07041-1113
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021081670
Date	Jul 7, 2021
Instrument	2021081670

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,400 (-) Land $288,100 Building $307,300	$595,400 (-) Land $288,100 Building $307,300
2025	$12,021.00 (+1.87%)	$595,400 (-) Land $288,100 Building $307,300	$595,400 (-) Land $288,100 Building $307,300
2024	$11,800.00 (+2.01%)
2023		$595,400 Land $288,100 Building $307,300	$595,400 Land $288,100 Building $307,300
2022	$11,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Nearby Flood Policies	46 units insured incl. 23 condo units
Nearby Flood Claims	24 (1979–2021)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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